Louise Nicholas Realtor, GRI,ABR
Century 21 Braddock Realty
Great job getting back on your feet. It sounds like you are doing the right things, reestablishing credit and paying on time. The general rule is 2 years post BK before most lenders will consider a new loan. I would continue to do what you are doing, save up as much down payment as possible and meet with a lender once your 2 year window is up. Let us know how it goes.