You can't get a stamped return back from the IRS until it's been processed in their database and when you can, you can also verify it's existence via a 4506T. Any lender who accepts what you suggested hasn't been burned badly enough yet with repurchases but they will eventually.
On a side note, if you meant "stamped" as in someone at a local IRS office stamped it, that doesn't mean anything unfortunately. Someone could still submit a 1040x and rescind or otherwise modify that report that was just sent in.
P.S. A 4506T is really the only way to verify a document's authenticity. A fax can be faked but a independent third party vendor removes the liability from the bank and is a non-interested party.
Maybe, just maybe, that office will understand your plight and the immediacy of getting it solved for you!
Good luck and hang in there!!!
The IRS has an 800 #, get ahold of someone in the home office, it is in Texas, ask for their help. Coordinate with your loan officer, my shop will accept the doc as long as it comes directly from the IRS. Otherwise the lender will use a credit provider, and that may add to the timeline.
Thanks Bob for your encouragement. Sorry I did not mention, but my broker has pushed our paperwork as far as it possibly can go, the extension was just signed however, the lender is going to hit me with 100.00 per day. Close is now set for 29th. I guess the question now, what is my financial threshold on the per diem.
btw, this 'normal' sucks! haha
is the 4th week of the possible 8. Work on tightening up - Get an extention from all pariies
for a closing delay, take your' proofs' to convince them the're waiting on something- firm up the
file make sure there are no other "paper work " snafu's! Changing lenders will cause even
greater delay and send signals of instability possibly loosing your deal. Hang in there! You are
now experiencing what " normal " is. Get to your closing! Best of Luck!
BOB BRUBAKER HIGHLIGHT REALTY PALM BEACH COUNTY FL. 561-876-6649
Clearwater Federal Mortgage