Financing in 48375>Question Details

Alex807, Home Buyer in 48375

HARP Lender

Asked by Alex807, 48375 Wed Nov 23, 2011

BOA sold my mortgage to Seterus. I just realized my loan is owned by Fannie Mae, and I would like to utilize the HARP program. Since Seterus only services my loan, they cannot offer a refinance under the HARP program. The suggested I use quicken, and I said I would look around. My only experience with Quicken, is the 2 calls a day I get from them for the last 90 days because I called them.

Does anyone have any good references?

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Alex,
What is your LTV. If it above 100%, you should wait until Dec 1 for the new HARP.
0 votes Thank Flag Link Fri Nov 25, 2011
Hi, Alex. I can assit you with that. However, more definitive guidelines regarding HARP 2 will be rolled out and/or solidified by December 1. I would wait to contact/consult with your lender of choice then. Good luck.
0 votes Thank Flag Link Wed Nov 23, 2011
There are new details available for the HARP program, there were recent changes to the program. It looks like the HARP program will actually help a lot of people that the pervious version of the program didn't help. Check out the details and FAQ's at http://reknowledgebase.com/archives/142
0 votes Thank Flag Link Wed Nov 23, 2011
Hello Alex807,

The new expanded guidelines for HARP programs will be implemented as early as December 1st. To qualify for Fannie's HARP program your loan must have been delivered to Fannie prior to 5/31/2009. Since you have already know the home is Fannie Mae invested I am assuming you have used the lookup tool. If not I will put the link below.

If you have any questions about HARP you can reach out to me directly. 248-430-1268

Fannie Mae Lookup tool http://www.fanniemae.com/loanlookup/

Freddie Mac Lookup tool https://ww3.freddiemac.com/corporate
0 votes Thank Flag Link Wed Nov 23, 2011
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