Financing in Orlando>Question Details

Jackie Perez, Renter in Orlando, FL

First time home buyer, I heard there are programs that will assist you with down payments but not sure what they are or how to get info on them.

Asked by Jackie Perez, Orlando, FL Thu Feb 7, 2013

I already got my preapproval from the bank.

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There are a variety of programs offering down payment assistance to first time home buyers depending on where you want to purchase a home. Under most programs a first time home buyer is defined as anyone that has not owned or been on title to a home for more than three years. However there are some exceptions for displaced homemakers, or victims of disaster.

I would recommend starting your research the site for Florida Housing and Finance There is information on SHIP, HAMI, ASSIT, and approved participating lenders.

I'm a seven year first time home buyer Realtor, please let me know if I can help you with making your purchase.

Michael D. Bellamy, P.A.,
Charles Rutenberg Realty, Inc
1900 Summit Tower, Ste. 220
Orlando, FL 32810

407.536.MIKE(6453) (direct)
407.622.2122 (office)
407-567-7551 (fax)
"The Standard of Excellence"
0 votes Thank Flag Link Thu Feb 21, 2013
Hi Jacqueline,

I specialize in working with first time homebuyers who need downpayment assistance. I combine programs like SHIP, USDA and Florida First Bond program to help cover your downpayment and closing costs.

I help first time home buyers like you get the process done quickly and easily. Check out my profile for testimonials here on Trulia and here

Over half my testimonials come from clients just like you! I will make your dream a reality :)



Jennifer De Vivo
The De Vivo Team
Advanta Realty, LLC
Cell 407-921-1310

"Where Guessing Ends and Expertise Begins"
Web Reference:
0 votes Thank Flag Link Thu Feb 7, 2013
My office is also at New York we can help you with the transaction from there to Orlando. Charles Rutenberg Realty in Orlando office we can help you with your buying ask for me. Rosalina Esquilin.
0 votes Thank Flag Link Thu Feb 7, 2013
Jackeline: that's our work. As a Real Estate Agent we will found all the programs you can get to buy your new home. Will be a Pleasure work with you.

Contact Me at
Rosalina Esquilin
0 votes Thank Flag Link Thu Feb 7, 2013

There are local and state funds available and I have help many first time buyers in the Orlando Metro area with down payment assistance programs but they have caps on monthly income level.

You can also ask for closing cost when you make an offer to purchase a home, do this a lot also.

Call or email me and I will give you the compete details.

Hope this helps,

Dave & Patty Lowe
Real Estate Broker

Buyer Rebates? You bet, after all everyone needs a little help in this economy!
0 votes Thank Flag Link Thu Feb 7, 2013
Hi Jacqueline:

Yes, we have County Bond programs, SHIP as well as USDA. All of them could cover up to 100% of your down payment depending on your income, ratios, price of the home and location of the property.

Feel free to email me so I can forward all the info to you.

Abraham Bidhendi
Top Producer Realtor® with over 25 years of experience
Awarded as Exit's TOP Buyer side Transactions for the State of Florida
We have had 165 successful transactions during the past year alone.
Exit Realty Access, LLC
Direct: (407) 744-2533
Fax: (407) 444-9925
Kissimmee Office: 391 N. Main St., Kissimmee, FL 34741
Altamonte Springs Office: 660 Palm Springs Dr., Suite D, Altamonte
0 votes Thank Flag Link Thu Feb 7, 2013
Step #1 = Go See A Loan Officer And Ask Questions. Check a couple including your current bank since they know you. See what you can borrow and afford. Then get a Realtor to show you what is in your price range. That's how to start.
0 votes Thank Flag Link Thu Feb 7, 2013
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