Financing in 14611>Question Details

florencia.te…, Home Buyer in Webster, NY

First Time Buyer - Credits? Programs to know?

Asked by florencia.tessi, Webster, NY Mon May 7, 2012

Hello - I'm a first time buyer and I know prior we had the tax credit, unfortunately that is over. i wanted to know what other programs, benefits, help are out there for first time buyers? Thanks in advance!

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Sandy Wimett’s answer
I teach first time buyer programs at PathStone and I also work closely with Nancy Miersch at M and T bank 585-455-2443. She handles many city grants and first time home buyer programs. Some of the local employers also work with the city on grant monies for first time home buyers.
0 votes Thank Flag Link Sun Feb 2, 2014
Where are you looking to buy a Home? I might be able to help you. Please email me
I owner finance homes as long as you have a down payment.
0 votes Thank Flag Link Sat Aug 24, 2013
One very popular program grants qualified applicants $7,500 for their first home purchase. Call me at 585.223.4449, or Email me:, and I'll get info to you about all the programs, free and without obligation!
0 votes Thank Flag Link Mon May 7, 2012
Visit with any licensed loan officer and ask about any programs; also see links below for helpful information...
0 votes Thank Flag Link Mon May 7, 2012
Do not feel bab about missing the tax credit, with interest rates below 4% you are much farther ahead than the receiving 8k credit. IE a $500 principal and interest payment when the credit was available would get you a $79,105 principal amount, at today's 4% rate the same $500 gets you $104,730. So you can see you now have $25,625 more purchasing power.
There are many different 1st time buyer programs and I can put you in touch with the experts.
0 votes Thank Flag Link Mon May 7, 2012
Thanks that's true
Flag Mon May 7, 2012
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