Look at this blog it will help you to learn more about mortgages.
I've got most of my answers there as well.
I hope you understand that we are real estate professionals and this type of question is best handled by a mortgage professional.
We very much recommend you work with your lender on this type of question.
Best to you,
Mark and Kari Shea
San Diego Real Estate Experts
Foreclosure, Short Sale & Investment Specialists,
Development Opportunities & Traditional Real Estate
This is really a question that can only be answered on a daily basis due to the market dynamics that control this. To understand why, please read this: