Does anyone know how/where I can obtain my FICO score for free?

BARBARA
Home Buyer
Miramar, FL

Answers (5)
Marty S
Agent
Irvine, CA

Any lender that is considering you for pre approval, such as myself,. should provide it.

I am a Loan Officer. If I can be of assistance, please let me know!

MSmith@PrecisionFundingUSA.com

Marty

Wed Apr 29 2009, 08:55
Angela Schrager
Agent
Fort Lauderdale, FL

Hi again Barbara:

Be careful of the various "free" credit report websites - most of them will want some $$$s from you to monitor your credit. The only one that I know of, other than the individual agency's own sites is https://www.annualcreditreport.com

You can obtain all 3 reports for absolutely free. HOWEVER, if you want your credit score, then you have to pay for it, even on this site.

As you seem to be very serious about buying a home, I recommend that you contact a good lender or mortgage broker to get you pre-qualified. As part of their service, they will let you have your credit score for free.

Meeting or talking with a mortgage lender is THE #1, most important aspect of buying a home these days. Everything else should come after that.

Hope this helps.
Best of luck, as always,

Angela
Villa G Realty, Inc.
Tel: 954-816-7996

Wed Apr 29 2009, 08:34
Lori Jeltema
Agent
Yorktown, VA

The 'freecreditreport' site has been reported many times as not exactly 'free' and was featured on the news lately as being deceptive. You can just google it and see the info. Stick with the official gov. sites or call them and they can direct you.

You can get yourself set up with a good lender and get that portion started if you are planning to buy...take care of any issues early.

Wed Apr 29 2009, 04:25
Lori Jeltema
Agent
Yorktown, VA

Barbara, you can go to http://www.annualcreditreport.com

It's the only site that is an 'official' government site. You can also call 877-322-8228

Tue Apr 28 2009, 16:57
Joan Wilson
Agent
San Diego, CA
FIRST ANSWER

This was just sent to me. Maybe it will help you.

Tue Apr 28 2009, 16:56

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