That's my suggestion.
Couple of quesitons for you. Would you qualify as a first time home buyer. If you do, Bank of America is offering a wonderful program which is 100% financing with no PMI. The rate is usually low to mid 6's. It is not dependant on a credit score and you can be in a home for $500.00 out of pocket. There are closing costs attached but they can be in the form as a gift or paid by the seller (adjust the contract price). If you are not a first time home buyer they are offering 95% financing with no PMI. Check with your local Bank of America. They are offering the very best programs right now.
PS hope you enjoy Milton. It was a beautiful place when I lived in Massachusetts.
Best of Luck,
Linda J Sears
Just be sure that you know what you're getting into. Consult a real estate attorney to make sure everything is made clear to you before you act.