We'd love to buy a house, but due to 2 layoffs in the past 3 years our credit is low. We have had to move twice due to jobs and have lost a lot of money on both homes. We have recently relocated and have found a home we would love to purchase, but can't get a loan from our previous lender. The home we want is owned by a relocation company are those types of companies willing to work with people like us. Perhaps a lease to own agreement?
HI David! I am sorry to hear of your employment difficulties, you are not alone!
I have a great lender who could see if you can purchase now, or , if as you spoke....possibly a lease w/ option would be workable. More sellers are agreeable to this sort of sale.
BethTurek
General Sales Manager/Realtor/Broker
CENTURY 21 Country North Inc
ph. 815-289-8729
It's really going to depend on a number of factors. How long have you currently been employed and is it in the same line of work? How much of a down payment are you planning? There are programs for people with credit issues but the terms are not always so favorable. It really depends on your situation. I work with people with credit problems. If you would like to know your options please give me a call or email.
Thank You,
Dominique Ressurreicao
Co-Branch Manager
American Pacific Mortgage
559-892-6812
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