I have some great news for you. Hamilton is eligible for a no money down USDA mortgage!
The other great thing about this program is the monthly mortgage insurance is substantially less than an FHA loan and you can roll your closing costs into the loan as long as the appraised value supports it.
You can find more information by clicking the link below to my USDA mortgage website or by contacting me directly.
Senior Mortgage Banker
Plus, there may be sellers who will agree to seller concessions and you can take advantage of that $$$ also.