==> $90,000 is generally my minimum loan amount, lender fee is $1,175. We'll close in under 30 days assuming we receive all the information to close the loan in a timely manner from you, title, and escrow, and appraiser.
Cannot quote a rate due to compliance reasons and not sure if you are looking for a 5, 7, 10 year arm or 30 yr fxd, and I have no idea what LTV you are expecting.
We can discuss rate via phone. Due to the volatility of the market, it's nearly impossible to get an accurate rate quote form multiple lenders because in 15-30 minutes there could be a re-price and rates change. Rates can change up to 4 times a day on a day where there is economic news being released (inflation, jobs report etc...).
The maximum loan to value is 70% unless you own more than 4 properties that are financed. How many homes do you own?