Phone Jan Johnson at Union Savings and tell her your story. I can't
imagine why the banks you've spoken to consider it 2 roofs since the
garage is a part of the single family homestead. 317-507-6619.
Also, phone Vickie Topmiller at Castle Mtg. 317-509-1935. She has
investors that have made a lot of "out of the box" transactions work.
Prudential Indiana Realty Group
please see my blog for tips on getting a mortgage