I recently had this exact discussion with my trusted mortgage professional about my cousins. The official government credit report site is http://www.annualcreditreport.com Please consider paying the extra $9.99 for a score. If we can get you up to 580, I am confident we can make something work for you. There are 100% financing options that I can guide you through. Self-employed is always harder, but since it has been 4 years, there is history there. We can show that and try to get you a mortgage.
Feel free to contact me to discuss the next step. I pride myself on "no pressure" discussions!
We can usually raise most people's credit scores 50-100 points in as little as 90 days. We can get you to a minimum score of 640 so that you can qualify for a mortage.
Credit Rescue Inc.
124 Chestnut Street
Philadelphia, PA 19106
Philip Cunningham Sr
You can check your credit score for free here.
This will not effect the dispute process, nor will it effect your score in a negative way. You can also contact Fred Glick in your market, he will assist you with a mortgage product which fits your needs and then you would locate a home.
Hannah Fliegel, FICO Pro
I would be happy to discuss your particular situation with you, but I can tell you that it may help you to get some pre-purchase counseling from one of the community organizations that offers it FREE OF CHARGE. Firstly, the classes are fun - you meet lots of people in the same or similar situation as you. Secondly, you'll get a general overview of the homebuying process. Third, you can get some one-on-one counseling to deal with credit issues and budgeting. Finally, you can get $500 toward your closing costs! Call me, and I'll help you find the program most convenient for you.
Elfant Wissahickon Realtors
I will start with the pre-approval.Need that before house hunting.Don't want to full in love with a home,then find out a mortgage is not possible at this time.
The middle credit score needs to be 580 or more.Of it is not your hard work you are doing with the credit,will bring you to mortgageabilty.
FHA program would be great for you.
The ist time buyers programs will be good for you.
Speaking with a Realtor about the buying process is important so you will not be left to swim for yourself.
I would be happy to meet with you,to talk and to help you obtain a mortgage pre-approval.Then look for homes.
I do have 14 years of full-time experience,which will enable you to get a full understanding of what & why each step is done.
My name is Don Sherman with
Remax City & Suburban
6701 Roosevelt Blvd.
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