Nick Nelson (NMLS #384413)
Mortgage Loan Officer
1st Step Mortgage Group
815-289-0880 - Phone
firstname.lastname@example.org - Email
Her contact information is below:
I would suggest that you inquire at a local credit union, since these organizations are usually not-for-profit organizations. This doesn't mean that they don't have to get a return on what they invest in mortgages, just that their mission is not driven by squeezing every last dollar out of the monies they hold.
To get a loan from a credit union, you'll need to become a shareholder. You do this by opening an account with the credit union. Many credit unions offer services to their shareholders at a lower rate (or for free) by comparison to banks. Unlike large banks (such as Chase, Fifth/Third, etc.) credit unions are locally-controlled by their shareholders. This gives them a local focus in their lending and service decisions.
There are many such organizations in Chicago. Pick one that's close to the target property, since credit unions typically serve the area immediately surrounding their location. Good luck with your purchase!
Don Pasek, CIPS TRC, ADPR
Omniterra Real Properties
Get it done ASAP, and accept the fact the rate and fees will not be proportionate.