Financing in Tampa>Question Details

Sebski2000, Home Buyer in Tampa, FL

Can you recommend a mortgage broker and why? How would you describe your experience?

Asked by Sebski2000, Tampa, FL Sun Mar 11, 2012

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I am very demanding when it comes to Mortgages Brokers as this is a difficult industry which changes daily and the Broker has to be experienced and proactive in keeping abreast of changes and how to best serve their clients. I can confidently recommend Armando because of the outstanding service he provides to my clients each time and because he has over 30 years of experience and a team of extremely knowledgeable executives. Good luck with your home search and please let call me if you have any other questions.

Armando M Tundidor
Excel Mortgage Network, Inc.
3413 E Frontage Rd
Tampa, FL 33607
813-254-1696 x 207 w
813-466-7471 f
1 vote Thank Flag Link Sun Mar 11, 2012
I highly recommend Kevin Reeves with New Penn Financial. His number is 813-728-4992. First he has over 8 years in the industry which speaks volumes. He listens to his clients and helps them from credit repair to finding real estate professionals to help them. The highest recommendation is that 75% of his referrals are from real estate agents who refer to him even though his wife is also a real estate agent. Realtors use him not because he can send them business, but because he is honest, up front, knowledgeable and easy to reach even on weekends. They know that if they recommend him - he will keep them up to date on their client's and make them look like super stars. Give him a call - I think you will see that he is one of the best in Tampa Bay!
1 vote Thank Flag Link Sun Mar 11, 2012
I would interview a couple of different local mortgage brokers and compare estimates. I would also make sure they can close on time if you are purchasing a home. With HARP 2.0 coming out on the 19th many wholesale lending turn times are staring to increase.

Melvin List
Wholesale Mortgage Services
813-629-5478
0 votes Thank Flag Link Mon Mar 12, 2012
There are a multitude of ways to finance the acquisition of property. A loan from an institution is only one of them. Having bought and sold over 100 properties myself and having seen mortgage brokers come and go. I added a mortgage broker license to my tool box many years ago. Experience, Experience, Experience
0 votes Thank Flag Link Sun Mar 11, 2012
I had been a realtor for over 10 yrs And always suggest to my buyers Bill Batalt with McCaumugh mortgage he is experienced with first time home buyers, FHA and VA loans I trust him with my buyers I had not too many experiences when I had to go to a closing and has to postpone the closing because he was not able to close, I trust he does the best for my clients and always can beat the other deals. His phone nr is 7277970600 they are well known in the Clearwater/Tampa area I know he always delivers what he promise Good Luck and by the way if you are looking for a realtor call me and also go to my website http://www.octaviac.listingbook.com
0 votes Thank Flag Link Sun Mar 11, 2012
Oh and from my 11 years of experience, I've had more difficulties with Mortgage Brokers who do not actually lend money with being able to close on time. It becomes very costly and stressful when the buyer cannot close on or before their required closing date. Additionally the closing documents are slow to get to the title company, too. With technology there's no reason why the complete PDF file isn't be emailed to the borrower and a clear to close a week prior to closing. http://www.AimLoan.com and http://www.Amerisave.com/myrea/Alma have no problems with getting everything sent well before closing so I'm not sure why "brokers" have such difficulty.

I don't usually recommend a mortgage broker.
0 votes Thank Flag Link Sun Mar 11, 2012
It all depends on the buyer and his/her circumstances and credit and purpose for getting the mortgage, i.e. investment property, primary residence, 2nd home, etc.

For a first time homebuyer (can't have owned in the past 3 years) who qualifies to get up to $7,500 they will be required to work with an "approved" lender. The State of Florida Bond program will put limits on the profit the lender/broker can make so many lenders will not do these mortgage. Here's info:

http://apps.floridahousing.org/StandAlone/FTHBWizard/FTHBWiz…

For buyers who have Credit Problems then a mortgage broker may be able to give good advice to eventually be able to fit into the specific criteria and credit scores required for a "typical" mortgage. Also for the credit score or short sale or bankruptcy challenged buyers I recommend trying credit unions because they have different guidelines from the standard Fannie/Freddie/FHA mortgage requirements.

For buyers will above average credit I recommend http://www.AimLoan.com and also any "upfront" lender on:

http://www.MtgProfessor.com

All the best,
Alma Kee
http://www.SoldOnTampa.com
813.244.9898
0 votes Thank Flag Link Sun Mar 11, 2012
i CAN BECOUSE i WORK CLOSELY WITH ACONFIENT AND PROFFESIONAL INDIVIDUAL THAT CAN GET RESULTS AND SAVE EVERYONE LOTS OF TIME.

IN THIS REMARKABLE CHANGING MARKET YOU NEED AN INDIVIDUAL THAT KNOWS HOW TO ACHIVE YOUR GOAL !!
Web Reference: http://MKSELLSFLORIDA.COM
0 votes Thank Flag Link Sun Mar 11, 2012
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