With the state of the current economy many people find themselves with a less then perfect credit score. So you are not alone.
I work with several quality home builders who have their own in-house lending, that will allow you to put a deposit down on a new construction home, and enroll you in a credit program to get you where you need to be by the time the new home is complete and ready for you to move in. The best part is the credit program is free of charge.
Let me know if I can provide you with a list of home builders that I work with and/or help you find that perfect home while working on you credit.
Michael D. Bellamy, P.A.,
REALTORÂ®, NHSE, SFR, BPOR, CDPE
Charles Rutenberg Realty, Inc
Search the MLS: http://www.michaelbellamy.net
Know Your Options: http://www.shortsalemyhome.info
"The Standard of Excellence"
Florida Mortgage Coach
So what do you consider poor credit? Some banks might be willing to work with you depending on the circumstances. Cannot say for sure though until they speak with you. If you would like, give me a call or send me an email and I would be glad to put you in touch with a few lenders. You just might be closer than you think!