Can you call your mortgage company and get the loan modified? I heard that's better than refinancing your home
I don't want to refinance at the time to start my years. I wanted to see if there anyway other than day.
Answers (1)
FIRST ANSWER
Yes, IF they'll do it. I always advise people ask your mortgage company to modify before paying for a refinance. Here is my experience; your smaller, better banks will. The larger giants won't talk about loan modification until your deliquent.
If you are FHA or VA you might be able to stream line the loan. Call your banker and ask for those details.
I agree it is a pain to have to start over in years and eat up equity to pay closing just to get your rate lower.
Good luck,
Susan Walker
Web Reference: http://www.youropenhouse.us
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