There will be closing cost to consider. However, there are loan programs designed for downpayment or closing cost assistance that can be uses in conjunction with the VA loan... Providing that the borrower qualifies. There are income and credit restrictions.
I have been using these loans for buyers for years now and I have gotten buyers as much as $21,000 through these programs along with asking for closing costs from the sellers.
I do it all the time, so I know it is possible.
Call me if you have questions.
Best of luck,
Coldwell Banker Star Realty
BRE Lic #01456982
If you or your spouse is a veteran then the VA has a no down payment option. If the VA is not an option then there are programs that will facilitate a purchase with as little as .5% down. If interested let me know your availability and we can set an appointment this week and get you started on your goal.
Please contact Ralph Lopez (909-938-8168) with First Mortgage. There are programs out there that provide assistance in either a grant or loan to assist with down payment and closing costs. Of course if you are a veteran there is also the option of a VA loan. May I inquire as to what areas of San Bernardino County or Riverside County are you considering?