Harrison K. Long, Realtor and broker, Explore group properties, Coldwell Banker Previews, Irvine, CA.
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I was told that we would be able to close early last week, but because of CC&R, we cannot... my agent had told me that she ordered them online because she knew it would hold up the process if we were counting on the bank to take care of it, she even offered to pay for it. She said we would receive the electronic file the next day, but now ten days has passed, we still do not have it. I do not know what is the real reason.
However, I am not too concerned about it since I had completed everything as a buyer, the per diem charge should not apply in this case.
So, from the answer that I am getting from you all, by the way, thank you for your advise. If I am understanding these correctly, at this point, I might be able to lower the rate, but it would be up to the lender since the rate was locked. Is that correct?
I suspect your rate is already "locked" but you should contact your lender or Loan Broker and ask what their policy is.
Best of luck!
Broker & Realtor