RE/MAX Greater Atlanta
An Atlanta Real Estate Expert Serving Clients Since 1979
CRS, CRB, ABR, MSRE, CDPE, e-PRO, ESQ
Certified Residential Specialist
Certified Real Estate Broker
Accredited Buyers Agent
MS Real Estate and Urban Affairs
Certified Distressed Property Expert
Certified Investment Agent Specialist
203K Certified Specialist
2050 Roswell Road
Marietta GA 30062
404-386-3682 Assistant Robin
678-760-6266 Buyerâ€™s Agent Adam
If the income you are referring to is due to having your husband on your health insurance plan, then no, that is not actual income that can be used for qualifying for a mortgage. Your emlpoyer only reports the amount that way as income for Federal Income Tax purposes.
For a salaried emloyee, your gross monthly salary would typcally be used for your Qualifying Income. If you are hourly or receive income from overtime, commission, or bonus, then that income would be averaged out over a at least a 24 month period. Your Year to Date income would also be factored into that 24 month average. Assuming your employer comments favorably on the likely continue of that type of income, that that should also be able to be included in your Qualifying Income. Monies listed on a pay stub just to comply with IRS tax laws would not be Qualifying Income.
If you are looking to purchase a property, working with a knowledgeable and seasoned loan officer is critical in today's market. Getting Pre-Qualified is the only way for you to find out your mortgage options. To get Pre-Qualified for your purchase, you can submit your request online at http://www.rodneymason.com.
Rodney Mason, NMLS #151088
Sr Loan Officer
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of mortgage lending experience.
Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePathÂ® | HomePathÂ® Renovation | HomeStyleÂ® Renovation | VA | USDA | GA Dream | Jumbo Financing.
Senior Mortgage Banker
3490 Piedmont Road, Suite 750
Atlanta, GA 30305
CLICK TO Apply Here!
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