I'm assuming your either a permanent or non permanent legal alien. If so, please see my Trulia blog regarding financing for permananet and non permanent resident legal aliens to assist you further. Also, if you're looking to move to Ann Arbor, MI, I'm a local lender would be more than happy to assit you.
Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors