First you would want to check your credit score here is a link to a free website.
Next you would want to look over your credit report to see the negative items which are causing a drag to your credit score
If you need assistance interpreting your credit report please feel free to contact me I will provide some strategies and techniques for improving your credit rating. I have also blogged about boosting credit scores and those articles might be of interest to you. Good luck!
The Credit Repair Expert