There are several Private Money Lenders out there. Just make sure you check them out, there are some unscrupulous characters out there. Remember, never...I mean never...pay any upfront fees to any Lender (other than a credit report or appraisal) especially a non-recourse form of payment like a check. Check with your local Loan Officer, I am sure they can direct you to a reputable source. I work with a handful of Equity Based Lender who are good.