It sounds like the first thing you should do is contact a good mortgage broker who works with a credit repair specialist who has a proven record of success. Get help and repair your credit!
Have a Happy Holidays!
All the best,
REALTOR, Property Manager
Your Real Estate Resource For Life
Cell/Text: (267) 254-7994
More realistically, Angelo, contact your local HUD housing counselor non profit and work with them to repair your credit and then apply for a job. There is nothing a mortgage professional can do when there are none of the necessary components available that are needed to qualify for a mortgage.
John R. Thomas
Certified Mortgage Planner - NMLS 38783
Primary Residential Mortgage
302-703-0727 DE Office
In a word, no. Banks do enough speculation with deposits, but they don't fund investments for someone with bad credit and no income. You must have a a reliable continuous source of income through a job, pension or other investments. Having a reliable history of paying on debt is critical in the current market as well.
I suspect you already know this, but is there a reason you ask?