Thank you for inquiring about real estate in Wisconsin. In answer to your initial question, "Can My Husband get a home loan in WI and leave me off of it?" The answer is, YES!
Although Wisconsin is a "Marital Property State" a spouse can purchase a property without the other partner.
However, depending upon the type of loan you are getting there are some points you need to be aware of.
1) A Conventional Loan would not require your documentation.
2) If the loan you are looking to get is an FHA (Federal Housing Authority) or USDA (United States Dept of Agriculture) -- then you would have to be included for the running of credit as well as to see any debts you might have on your report (not necessarily on your husbands') -- e.g. a car loan, credit card debts, etc. This information would have to be factored in for ratios of debt to income.
If you would be interested in speaking with a Local Kenosha Lender please let me know and I'll be happy to make a recommendation so you can start making plans for your Relocation.
Once you are pre-approved I'll be happy to compile a list of available properties listed by any real estate company ... matching your search criteria (price range, minimum # of bedrooms, bathrooms, basement, garage, square footage, etc, and where you would like to live -- by municipality, zipcode or school district) ... just let me know your "wish list".
You can reach me by phone or e-mail: (262) 657-1171 home/office or Buy.Sell@1Month.com
Sincerely, Diana Dahlberg, Broker/Owner/REALTOR/ABR/ePro -- 1 MONTH REALTY
The best place to start is with a lender. Things change quickly in the banking world and a lender would have the best up to date advice for you. They also can help with credit repair for you. Good credit is imperative today and it's something you can start on right away. Let me know if you need any help with this.