Financing in 75134>Question Details

Boricua, Home Owner in 75134

Can I refinance my house that is on a fixed interesterate?

Asked by Boricua, 75134 Tue Jun 5, 2012

Our interest rate is fixed at 6.3%. Can I refinance?

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Hello Boricua,

You sure can and you should definitely look into it. I am also a mortgage broker and 30 year rates are in 3% range currently depending on the type of loan.

Feel free to call or email me with your details and I can send you a GFE. I'm a Tier 1 Broker with Wells Fargo and many other lenders. My rates and fees are substantially lower than dealing directly with any of the retail banks. Their fees and rates are always considerably higher than what I can offer my clients.

Best of luck to you.

Don Groff
REALTOR® | Mortgage Broker
Keller Williams Realty | 360 Lending Group
o 512.669.5599 m 512.633.4157 |
1 vote Thank Flag Link Tue Jun 5, 2012
Yes it is highly encouraged as no one should pay more than they should. I would suggest first trying your current mortgage company as they will want to keep your business and will most of the time cut the costs to refinancing.
Good luck with the refi and if I can ever be of assistance please don't hesitate to call, email or text.

Best Regards,

John Greer
United Real Estate Dallas
214-460-8381 Cell/Text
1 vote Thank Flag Link Tue Jun 5, 2012
Yes 6.3 was a good rate 2 years ago. But now the rate is in the 3-4%. Usually one percent of lower interest is good enough for anyone to refinance!

Let me know if you need any lender referal. I can email them to you.

Good luck

JP and Associates Realtors
1 vote Thank Flag Link Tue Jun 5, 2012
Rates are in the 3's so you should apply..... You could save alot

Tom Burris
Mortgage Banker
(214) 763-4629 cell/text/nights/weekends(Really!!)
Lending all across the entire Great State of Texas!!
NMLS# 335055
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1 vote Thank Flag Link Tue Jun 5, 2012
That certain is a high enough interest rate to warrant consideration. However, it also depends on how long you intend to keep the property, the current balance, what your appraised value might be, how well you qualify, i.e. credit score, income, etc.
I'd be glad to help with your questions. or 210-842-4185
Barbara Coker
Licensed Mortgage Loan Officer
100% Home Loans All Over Texas
Web Reference:
1 vote Thank Flag Link Tue Jun 5, 2012
Recommend to contact mortgage broker many more questions require answers. Much also depends on how long you intend to be a resident of that property. There are additional fees you need be aware of

Lynn911 Dallas Realtor & Consultant, Credit Repair Advisor
Multimillion Dollar Sales Producer

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1 vote Thank Flag Link Tue Jun 5, 2012
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