Financing in 75061>Question Details

bneuhaeuser, Renter in Irving Heights HOA,...

Can I get a USDA loan with bad credit? Most of the credit is healthcare collections that should not be there, as I have insurance.

Asked by bneuhaeuser, Irving Heights HOA, Irving, TX Mon Apr 15, 2013

I want to buy a home, but have bad credit, low credit score, and I am not sure how to even start this process. I have heard about USDA loans, and that it might be possible to get one of those. But I do not know how to go about that as well as what type of house I should be looking for or if it needs to be in a certain location.

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We are a Guaranteed Direct Lender for the USDA RDL Program. I just got an approval for a USDA loan where his credit score was 568 and in less than 30 days his score went up to 641. It is VERY important you work with an experienced Loan Officer with a track record of successes. Please don't put yourself in the hands of a rookie. We are licensed in Texas and I actually just relocated to the Lone Star State. Let us know if you need assistance.……
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1 vote Thank Flag Link Fri Apr 26, 2013
Same situation, in Oklahoma! I desperately want to own my own home, but I fear that I never will. Can you help?
Flag Tue Mar 22, 2016
George I really appreciated the information you just gave me I really feel I am one step closer to realizing my homeownership dreams!
Flag Tue Jan 28, 2014
That depends on how bad your credit is. If you are still looking to find a lender to help you with a loan then give me a call at 469-371-2899 and I'd be happy to connect you with a lender or two. Bare in mind that USDA loan is basically a loan for a rural area. I see that you are asking your question from Irving, TX. Irving doesn't qualify for USDA loan.

Take care,

Susie Kay
Realtor & Certified Home Stager
United Real Estate
0 votes Thank Flag Link Sat Apr 18, 2015
need a lender in Arkansas for this same problem.
0 votes Thank Flag Link Sat Apr 18, 2015
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