Hope this helped. Thanks
I reccomend checking locally too. I am with a community bank right in Rockville and I'd be happy to provide another quote if you're interested.
The credit score can be lowered if you shop around slowly so be sure you schedule the appts close together. This applies when you are shopping for any big item. Cars, appliances etc. And never buy a car or large purchase after you have been approved by the bank. They will pull the credit again right before you close on the house and if they see that your debt ratio changed you may not get your financing.