There are Lenders that will work with you to get your score up.
Once you get your score up we can work with you to find you a Home
that you qualify for.
If you have not had a home in your name in the past 3 years
you can purchase as a first time home buyer.
Lets talk to see what we can do for you.
As far as deleting items off of your credit report: You can get a free credit report from all 3 reporting agencies once a year. If there are any items that are not correct, simply request the item be removed. The agencies will have 30 days to verify the information with the company that reported the "incorrect" info. And if they do not reply to the agencies within 30 days, it will be removed.
I hope this was helpful, please let me know if you have any questions.