Give me a call at (718) 698-2179 at Prosperity Real Estate Group, We are on Richmond ave as well, I can help you answer any questions you may have, this is not commitment to come with us. YOu can call and inquire about this even if you are already working with someone. Buying a properity is a constitutional right, and we are here to make sure you are not provided with erroneous information. We welcome this questions because it allows us to do research for you and ourselves which we can share with others.

My Name is Caesar Galindo Office manager, and Law Student at CUNY Law School.

Please give Albert of Unlimited Funding a call. He has many programs and I'm sure he will find the best one to meet your needs.
His number is 718-459-9300

Mine is 917-497-0729

Good Luck!

Sivan,

As lending has changed so much in just the last 6 months it is difficult to say how things will be in 2009. There are definitely steps you can take to work towards your goal now that are tried and true...save up as much money for a down payment and reserves (in case of job loss or income fluctuations), maintain your good credit and clearly identify the neighborhood where you want to live. I would be happy to help you formulate a long term plan. Feel free to contact me at your convenience.

E-jturnquist@guardhill.com
C-845-544-3001

There are lots of programs for first time buyers on Federal, State and local levels. Check with your mortgage broker.

If you are not in communication with a really good mortgage person, contact me offline for a referral...Gail@GailGladstone.com.