Once you accumulate a certain number of properties, lenders will look at you differently.
They will focus more on the property and the carry it is able to do.
Then your down payment may increase, too.
A lender with portfolio capeabilities may be useful, too.
The Tranchell guy who answered already seems to be asking some good questions.
(Please note: when you choose an answer as a Best Answer, or at least give a thumbs up, it helps those who answer questions here.)
Also if you were ever considered disabled you will not have to pay a funding fee.
Brian Keefe (617) 593-8542
Suzanne McElroy (617) 733-8573
Let me know if there is anything else I can help you with.