Financing in 89122>Question Details

gabelnmx, Home Buyer in Las Vegas, NV

Are there any mortgage companies that are financing manufactured homes that have been converted to real property?

Asked by gabelnmx, Las Vegas, NV Mon May 21, 2012

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I would think there must be financing available on the real property homes. If you call DorothyReynolds @ 702-461-3700 she may be able to direct you. Dorothy is a great lender that i have worked with for over 16 years. She what information she has.
Thank You
Suzie Marquardt
1 vote Thank Flag Link Mon May 21, 2012
Of course, manufactured homes CAN BE converted to “real property.” I have been involved in such a venture, (as the loan officer). The one I did cost several thousands of dollars, (~$4000 ish). But, it can be done. You want to make sure you are working with a contractor who has the experience and knows his way around the building permits. Make sure the contractor is familiar with FHA standards. Stuff like that. But, it can be done.

Give me a call if you need the lead to a good contractor, or a local lender who can loan you money on the finished project.

Good luck!

Robert K. Peddicord
Real Estate Consultant
Prudential Americana Group, REALTORS®
Direct: (702) 218-3974
E-Fax: (702) 317-3371
Email :
Web :

871 Coronado Center Dr.
Suite 100
Henderson, NV 89052
0 votes Thank Flag Link Sat Jun 2, 2012
Yes if the manufactured home is on a permanent foundation, was built after June 15th 1976, and has HUD tags (or a HUD Label Verification Letter), amongst other smaller details, then there are still lenders who are offering financing on them - typically it tends to be FHA, VA or USDA financing but conventional is also possible too.

Shane Milne | NMLS #81195 | Lending in all 50 states
0 votes Thank Flag Link Tue May 22, 2012
Manufactured homes cannot be converted to real property. They are always manufactured homes. You need to speak to a local lender that does FHA mortgages for manufactured homes.
0 votes Thank Flag Link Mon May 21, 2012
wrong, they can be converted to real property.
Flag Fri Aug 1, 2014
Flag Fri Aug 1, 2014
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