Yes, I have been doing several deals through BB&T. They have several portfolio products that includes an 80-10-10, as well as a no MI, high Loan To Value, mortgage product. These are called portfolio loans as BB&T will not be selling these through CDOs or Fannie/Freddie. These loans have some more stringent criteria for the borrower, and in some cases an income restriction. There are other lenders with similar programs. I can provide names and numbers if you contact me at 301-424-0900 x135.
I could refer you to some local lenders who have some creative loans, but not sure they offer those exact scenarios, but it can't hurt to reach out to them.
Email me at Jason@dcliving.com and I will provide you their contact info.