Financing in Houston>Question Details

mrharpr, Home Buyer in Houston, TX

Are there any brokers who can work with someone who has accounts "in dispute" on a credit report?

Asked by mrharpr, Houston, TX Fri May 24, 2013

I'm a first time home-buyer that is applying for an FHA loan. I have been working with a mortgage broker who had already pre-approved me back in Janurary of this year. Since then I've even managed to raise my credit score a few points. Today he told me that he is not going to be able to help me because there are several accounts on my credit report that are "in dispute" and that no bank will approve me while that verbage is on my credit report. Several years ago I had hired a credit repair company to help me and I'm assuming that's the reason those disputed accounts show up. Have any of you ever heard about this? Or can you offer advice about how to fix the problem? The broker told me that I won't be able to qualify for a loan until those accounts age off of my report, even if everything else is fine with my application.

Help the community by answering this question:


call me. or call and give my name

Terry Burnaman
NMLS# 284480

0 votes Thank Flag Link Sat May 25, 2013

I can refer you to someone as well, if you need assistance with this.

0 votes Thank Flag Link Fri May 24, 2013
That is a pretty easy issue to fix. I do it all the time. You do not have to hire any company as I use my credit reporting company to remove the disputes and it only takes a day to get it all done. Also because I am a broker I work with many lenders and can also get you the best financing options available.

I just closed a client who had several disputed accounts and we removed them all and closed several weeks ago. It's very easy unless there are missing details I am not understanding.

Call me anytime if you would like to discuss.

Thank you,

Don Groff | REALTOR® & Mortgage Broker
Austin Real Estate Pros & 360 Lending Group
o 512.669.5599 | m 512.633.4157 |
websites: |
0 votes Thank Flag Link Fri May 24, 2013
Email me, I have lender that will actually help you them out of dispute and then do a rapid rescore on you.

D'Evereaux Baum-Moore
Realtor / New Home Specialist CSP
Phone: (281)705-2698

Intero Real Estate Services
0 votes Thank Flag Link Fri May 24, 2013
Search Advice
Ask our community a question
Email me when…

Learn more

Copyright © 2016 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer