Financing in 08077>Question Details

Brian E. Tur…, Home Buyer in Moorestown, NJ

Are there Mortgage companies that deal with individuals who have poor credit but higher than average salaries?

Asked by Brian E. Turner, Moorestown, NJ Thu Jan 24, 2013

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You can also call Michael Parker, Certified Credit Expert 732-838-1925

They are located in Freehold mparker@premiercreditpros.com
0 votes Thank Flag Link Fri Jan 25, 2013
try Craig
He may be able to help you improve it

Craig Andriulli
Vice President
NMLS #212830
Bond Street Mortgage, LLC
NMLS #191351
Cell: 201-647-4180
Office: 201-918-4980
Fax: 201-918-4981
Email: Craig@BondStreetLoans.com

Our Word is Our Bond
0 votes Thank Flag Link Fri Jan 25, 2013
Brian You would benefit from speaking to a loan officer who can assist you in clearing up your credit. while we are not credit repair agents having years of experience in the lending arena provides us with a full understanding of what can be accomplished to repair the credit.

There are programs that will entertain lower credit scores with compensating factors. You need to speak to someone that can put together a plan for you to have a successful purchase transaction.

If you wish to speak to myself or lone of my loan officers you can contact me at cmarotta@rhfunding.com

Camille Marotta NMLS# 9838
Branch Manager
Residential Home Funding

732-539-9300
0 votes Thank Flag Link Thu Jan 24, 2013
Brian,

Mortgage companies are going to run your credit regardless of your salary or down payment. Your credit score, documented income (as in filed IRS returns,not just pay stubs or W2's) and other financial obligations such as credit cards, car payments alimony, child support & other loans, are things the mortgage companies will look at in making a lending decision.

If you would like the name of a few good lenders please let me know.

Barbara L Smith ABR, GRI, SFR
Weichert Realtors
Direct: 609-980-7593
Licensed NJ & PA
Voted "5 Star Professional" Realtor
Philadelphia Mag Sept. 2012
Web Reference: http://www.BarbSellsSJ.com
0 votes Thank Flag Link Thu Jan 24, 2013
Hi Brian, I grew up in Palmyra/Cinn/Riverton and work the Moorestown area. There are, but it depends on how poor it is. Is it 580 and above? Feel free to email me in private and we can go to my network of mortgage bankers.

Eric Axelson, Associate Broker
Kurfiss Sotheby's International Realty
867.979.5967 mobile
axelson@kurfiss.com
0 votes Thank Flag Link Thu Jan 24, 2013
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