Financing in Bryan>Question Details

Joann, Other/Just Looking in Bryan, TX

Are insurance and prop. taxes included with these payments per mo. or will that be added to monthly note?

Asked by Joann, Bryan, TX Wed Jun 1, 2011

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Taxes and insurance are not typically calculated in the mortgage payment you see online. There are going to be way too many variables on a property to calculate it correctly.

Don Groff
REALTOR | Mortgage Broker | Consultant
Keller Williams Realty | 360 Lending Group
o.512.669.5599 m.512.633.4157
listings@dongroff.com
0 votes Thank Flag Link Wed Jun 1, 2011
Generally when you use a mortgage calculator online the taxes and insurance are NOT included. You can estimate the monthly cost of the property taxes and insurance by looking up the current year's property tax and dividing it by 12 months and do the same for an estimated year of home owners insurance. Then add these monthly figures to the monthly payment for the house. For houses located in Brazos County you can look up the current tax bill at http://www.brazostax.org.

Tara Branham, Realtor
0 votes Thank Flag Link Wed Jun 1, 2011
Joann,
Whether taxes and insurance are added to your monthly payment depends on the type loan you get for the property. Normally your monthly payment will include the property taxes and the homeowner insurance. What type property and loan are you hoping to find?
Susan Hilton
Web Reference: http://susanhilton.com
0 votes Thank Flag Link Wed Jun 1, 2011
Since no link is visible consider asking again; or contact any local agent/realty office they all have access to the same information...
0 votes Thank Flag Link Wed Jun 1, 2011
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