100% USDA financing is available for qualifying rural properties.
You can check the availability for other down payment assistance programs at DownPaymentResource.com.
Most down payment assistance programs have income restrictions - contact me and I will get your started.
One provides $15,000 for down payment & closing cost assistance - contact me and I will help you get started.
You can also call my friend Vivian Smithey at Bank of Bartlett [901-382-5999] she is very knowledgeable.
I also have contact for a loan for your mobile financing for a new buyer.
We are always happy to help buyers with their real estate needs.
I am not aware of any special programs for recently divorced Mom's. However the most important point is that you are still on the Mortgage with your Ex. Unless he refinaces the Mobile home without you; you are still on the hook to pay that mortgage and it will count against you when you apply for a new mortgage. Suggest you contact a local lender and ask for an assesment of your mortgage capability.
If you would like a recommendation give me a call