Hey Carmen,

Try this gal out, she is wonderful! Just shoot her an email and she does the rest.

Good Luck

elizabeth.g.adams@pmahomeloans.com

An Affilliate of Wells Fargo Bank. (AAA Rated)

Dear Carmen,

As of 2/5/08 there are 8 homes and 4 condo's that fit the purchase price of $250,000. From a loan perspective - the downpayments can range from 0 to the standard 20%. If we assume a 20% down, a 720 fico score and a 5.25 interest rate the interest and principal payemnt would be $1,104.41 + real estate taxes of $260.42 and an estimate for Home Owners Insurance of 52.08 will give you a payment of $1,416.91 per month. Interest only loans are less. These figures make assumptions abut you. I can refer you to a lender if you would like. We have a loan calculator on our web site at http://www.KunzTeam.com. We also have a free list of homes under $400,000 on our 24 hours information line at 800-884-5869 extension 114 - this list can be faxed to you at any time.

To get a decent loan, plan on putting down at least 10% of the purchase price, and on a 30 fixed loan of $225,000, you can get a loan for 6.75% with no points. Monthly Principal, Interest, Taxes and Insurance will be under $2,000 - closer to $1,700/month.