Financing in Falls Church : Real Estate Advice

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Sebrin Adem, Real Estate Pro in Arlington, VA
Sebrin Adem answered:
I've looked at a HUD-1 form and I am still confused as to what are the specific items the title and settlement company can charge the buyer ?
Hello Footdoc,

Usually the title company must give you the itemized HUD1 prior to settlement. If you the buyer have any questions or if there is something you didn't understand have ... more
0 votes Share Flag Sat Sep 13, 2014 Financing in East Falls Church
tlon2010, Home Buyer in Falls Church, VA
tlon2010 answered:
Hello, are there any options for low down payment (5%) loans in the $800k-$850k range? Any 80/20 loan options out there any longer?
Thank you, all. One other question. The sellers are willing to finance some of the purchase. Are there any programs where we could finance 15%-20% with the sellers holding the second ... more
0 votes Share Flag Mon Jun 10, 2013 Financing in 22044
Patti Kane, Home Buyer in Boulder, CO
Patti Kane answered:
Can i refinance a FHA loan done on a foreclosure in VA, six month after purchase, even if i m a bit shy of the 22% equity ?
I had a short sale last year and my Realtor recommend http://www.cfs-mortgage.com/flex for a home loan. I am very happy to be able to purchase again.
CFS Mortgage assists homeowners w ... more
0 votes Share Flag Sun Jun 2, 2013 Financing in Falls Church
Elliott Oliva, Real Estate Pro in McLean, VA
Elliott Oliva answered:
How can i save on my closing cost when i refinance? what does the Title company would discount on?and how much? i just bought the my house 6 month ago
Bobby, what is your rate now? Depending on what rate you choose, your lender may be able to off-set the majority of your closing costs but you must be able to receive a net tangible ben ... more
0 votes Share Flag Sun Oct 16, 2011 Financing in Falls Church
Beth Grant,  in Virginia
Beth Grant answered:
I an refinancing a home bouht 6 months ago, can i use a appraisal for the LTV to take out the PMI? Thank you
All of the previous answers are great and very informative; however, FHA appraisals are now only good for 4 months, as of a bit over a year ago.
0 votes Share Flag Tue Sep 13, 2011 Financing in Falls Church
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
I refinancing a FHA Loan bought less then a year ago, can i get refund on the Mortgage insurance Premium paid at purchase and how? Thank you.
You would need to refinance into a new FHA loan in order to get a refund of the upfront mortgage insurance premium (UFMIP) you paid on your current loan. The longer you have your curre ... more
0 votes Share Flag Tue Sep 6, 2011 Financing in Falls Church
Ciara Lascano, Real Estate Pro in Arlington, VA
Ciara Lascano answered:
I am buying a house in falls church, va. It is a new house that has been on the market for a year. The seller ran out of money and didn't get
I am surpraised they even allowed the escrow. Most banks are not allowing this and if its any kind of work to be done they are suggesting a FHA 203k Loan.
0 votes Share Flag Sun Dec 20, 2009 Financing in 22042
Robert Hyder, Real Estate Pro in Milford, CT
Robert Hyder answered:
Is it worth it for me to refinance now?
Lori,

Yes, an appraisal would be required, especially because home values have depreciated significantly since Chris bought his home back in June 2008. There would have to be enough ... more
0 votes Share Flag Fri Aug 14, 2009 Financing in 22043
Matthew Tetl…,  in Michigan
Matthew Tetloff answered:
What financing options are there for first time homebuyers?
There are a lot of options out there for first time home buyers. There still is 100% financing under USDA loans, and 96.5% under FHA. Conventional loans vary by state and county conside ... more
0 votes Share Flag Fri Feb 20, 2009 Financing in 22044
Vicky Chrisn…,  in 20176
Vicky Chrisner answered:
I'm interested in Rent to Own. Is there any property available in Falls Church, VA?
I agree with Christine. Depending on your situation, a good agent could find the right property for you. Make sure you have an agent who knows about "rent to own" programs in legal te ... more
0 votes Share Flag Wed Jun 25, 2008 Financing in Falls Church
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