Home Buying in Fairfield : Real Estate Advice

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Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
How long before we can buy another house AFTER the completion of a Short Sale?
I have two programs that will allow you to buy after one year. One is an FHA program and requires you to take a class. The other is a nonconforming loan. The payments are about the sam ... more
0 votes Share Flag Mon May 16, 2016 Home Buying in 94533
Invstnlfp, Home Buyer in New York, NY
Invstnlfp answered:
First time buying a home. I'll be using my va loan. Can I buy a new modular home and land?
I work for a direct lender in the mortgage industry who offers conventional, FHA VA, and USDA loans in 47 states. Are lowest score we accept for government loans are 550 when most lende ... more
0 votes Share Flag Sat Feb 20, 2016 Home Buying in 94534
Kathy Burgre…, Home Owner in Westchester, NY
Kathy Burgreen answered:
What are more beneficial options for a first-time homebuyer?
As a former realtor Derek's reply is a lot smarter than Shane's reply. Obviously Shane did not read your statement "(I can pay less down, but can't necessarily handle a big monthly pay ... more
0 votes Share Flag Thu Jan 28, 2016 Home Buying in Fairfield
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
My wife and my income is from our VA disability compensation, a bit over 4k a month. We have good credit and 20k savings and our only debt is a
Hello Jonathan, your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and ... more
0 votes Share Flag Thu Jun 11, 2015 Home Buying in Fairfield
Andy Brown, Real Estate Pro in Carlsbad, CA
Andy Brown answered:
Any lenders doing 5% down on Jumbo loans? Like $25K down on a $485K home. 800 scores...
We have 95% jumbo financing available up to $850k loan amount or just under $900k purchase price.

abrown@guildmortgage.net
760-607-6401
0 votes Share Flag Mon May 11, 2015 Home Buying in 94533
Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
Can a real estate agent assist with Lease Option to Purchase? How does this work in California?
A lease option may be the best creative financing method out there. But you should call me and be sure you can not get a regular mortgage because that is what is best.

I am not sure ... more
0 votes Share Flag Fri Jan 2, 2015 Home Buying in 94533
Lynn Brock, Real Estate Pro in Sarasota, FL
Lynn Brock answered:
Is there an HOA in the "Gold Ridge" subdivision?
Effective January 1, 2014, the property owners dues are $336 annually or $84 per quarter; and you may pay in advance at any time.

Dues paid quarterly are due on the first day of the ... more
0 votes Share Flag Thu Nov 6, 2014 Home Buying in Fairfield
Shel-lee Dav…, Real Estate Pro in Rolling Hills Estates,...
Shel-lee Davis answered:
Our home was sold at auction yesterday how much time do we have?
If you are the former owner and are asking how much time you are likely to be able to stay in the house, then that depends on who acquired your home at the auction. In some instances a ... more
1 vote Share Flag Sat Feb 22, 2014 Foreclosure in Fairfield
madelaine mo…, Real Estate Pro in American Canyon, CA
madelaine moxness answered:
Looking for a realtor in Fairfield, CA area who offers commission rebate on home purchase.
The seller is the party offering the commission, so what do you have in mind as a rebate? Give me a call so we can talk about what your wanting to accomplish? Thank you Madelaine
0 votes Share Flag Sat Dec 7, 2013 Home Buying in Fairfield
June D Genti…, Real Estate Pro in Fairfield, CA
June D Gentile answered:
what is the hoa fee per month 1810 e tabor ave # 1?
The Last time it was listed on the BAREIS MLS it stated $260.00 per month.
It was listed as a Short Sale until 1/02/2012 and the listing expired.
Please feel free to contact me if you ... more
0 votes Share Flag Sun Oct 13, 2013 Home Buying in Fairfield
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
Can you get a loan without a job? I want to purchase an income property. The property will take care of payments and I have reserves
It is possible but it depends on your other financial information as well. Keep in mind that income and employment are not the only deciding factors when it comes to getting a loan. Oth ... more
0 votes Share Flag Sat Sep 21, 2013 Home Buying in Fairfield
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
What is the process of purchasing a foreclosed home? Currently my girlfriend and I want to purchase a home. FHA loan.
It is great that you are seeking an FHA loan. An FHA loans has great benefits such as low closing costs, low down payment, and it's easy credit qualifying. I have given out plenty of FH ... more
1 vote Share Flag Wed Sep 4, 2013 Home Buying in 94534
Sholin Dass, Real Estate Pro in Fairfield, CA
Sholin Dass answered:
i would like to ask if the property from aplewood drive fairfield california is availabe for sale? thanks
Hello

John is right, there is nothing active on Applewood, but here are some active / pending / sold properties within a 1/2 mile radius of Applewood. Take a look at any of the activ ... more
0 votes Share Flag Thu Aug 1, 2013 Foreclosure in Fairfield
Steve Parsons, Real Estate Pro in Salisbury, MD
Steve Parsons answered:
Anyone know the status of this property? MLS ID 13023070
According to Realtor.com, the property is listed as pending 3rd party approval. This means if the bank approves the buyer, the property will be sold.
0 votes Share Flag Mon May 13, 2013 Home Buying in 94533
Steven Ornel…, Real Estate Pro in Fremont, CA
Steven Ornellas answered:
What is the status of this property? Some sites show sold others show still for sale.
Hi Heather, Re: "Some sites show sold others show still for sale."

There's a very good reason why you are getting conflicting info:

MLS Data Accuracy – Where to search if y ... more
0 votes Share Flag Wed May 8, 2013 Home Buying in 94534
Kathryn Hirsh, Real Estate Pro in Calabasas, CA
Kathryn Hirsh answered:
Does a buyer have any options when a home is priced too high and square footage is off?
In my area we not only list the square footage, but the source of the number. If it is provided by the owner it may not as reliable as if it is from the county assessor office.

If ... more
0 votes Share Flag Wed Apr 3, 2013 Home Buying in 94533
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