Financing in Fair Oaks : Advice

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Tim Wesely, Real Estate Pro in Fair Oaks, CA
I came across an interesting list recently: “The daily habits of wealthy people”  The wealth guru Dave Ramsey posted a rundown of the list.  1.  70% of wealthy eat less than 300 junk food calories… Read more
Blogged Thu Mar 27, 2014 by Tim Wesely Home Buying Financing Credit Score
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Bud Zeller, Real Estate Pro in Placerville, CA
While it may be easier for people over 40 to buy a house because they're more established in their careers, they have different financial considerations that must be addressed. Before making a purchase,… Read more
Blogged Fri Aug 2, 2013 by Bud Zeller Home Buying Financing Home Ownership
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Douglas Zell…, Real Estate Pro in El Dorado County, CA
Underwriters are being extra vigilant in verifying every detail of a mortgage application, and some of their requests for information, borrowers say, are downright odd. For example, one borrower says… Read more
Blogged Mon Jun 24, 2013 by Douglas Zeller Home Buying Home Selling Financing
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Amar, Home Buyer in Sacramento, CA
Amar answered:
Can anybody reccomend a provider for FHA Construction Loans in California.?
I am exploring the possibility of FHA construction loan in CA. Any suggestions?
0 votes Share Flag Sun Jun 9, 2013 Financing in 95628
Doug & Bud Z…, Real Estate Pro in Placerville, CA
Calif. median home price: January 2013: $337,040 (Source: C.A.R.):Calif. highest median home price by region/county January 2013: Marin, $799,110 (Source: C.A.R.)Calif. lowest median… Read more
Blogged Wed Mar 20, 2013 by Doug & Bud Zeller Home Buying Home Selling Financing
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
Since the private mortgage market collapsed, the Federal Housing Administration (FHA) has played a critical role by helping make mortgage insurance available to millions of qualified home buyers.… Read more
Blogged Thu Feb 28, 2013 by Doug & Bud Zeller Home Buying Financing Home Ownership
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
Calif. median home price: December 2012: $366,930 (Source: C.A.R.)Calif. highest median home price by region/county December 2012: Marin, $796,880 (Source: C.A.R.)Calif. lowest median home price by region/county… Read more
Blogged Thu Jan 24, 2013 by Doug & Bud Zeller Market Conditions Home Buying Financing
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
Credit unions say they're trying to get in front of real estate professionals to help consumers understand why they can be a good option for a mortgage. The growth has mostly been attributed to a surge… Read more
Blogged Fri Dec 14, 2012 by Doug & Bud Zeller General Area Home Buying Financing
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Douglas Zell…, Real Estate Pro in El Dorado County, CA
Several of the nation’s largest banks announced they will halt foreclosures during the holidays, following a similar move made by mortgage giants Fannie Mae and Freddie Mac last week.  The following… Read more
Blogged Mon Dec 10, 2012 by Douglas Zeller General Area Financing Foreclosure
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
A law exempting some from having to pay taxes on debt forgiven by the bank – the Mortgage Forgiveness Debt Relief Act and Debt Cancellation -- is set to expire at the end of this year. There's… Read more
Blogged Sun Oct 14, 2012 by Doug & Bud Zeller Home Selling Financing Property Q&A
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Douglas Zell…, Real Estate Pro in El Dorado County, CA
After a yearlong probe, federal investigators say they’ve charged 530 people for allegedly defrauding more than 73,000 home owners who had fallen behind on their mortgage payments. The people charged… Read more
Blogged Wed Oct 10, 2012 by Douglas Zeller Crime & Safety Market Conditions Financing
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Douglas Zell…, Real Estate Pro in El Dorado County, CA
Good news to share! Fixed-rate mortgages set new all-time lows for the second consecutive week, Freddie Mac reports in its weekly mortgage market survey.  "Fixed mortgage rates fell again this week… Read more
Blogged Fri Oct 5, 2012 by Douglas Zeller Market Conditions Home Buying Financing
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
The biggest source of funding for low-down-payment condo mortgages, the Federal Housing Administration, has revamped controversial rules that caused thousands of building across the country to lose their… Read more
Blogged Sat Sep 29, 2012 by Doug & Bud Zeller Market Conditions Financing Property Q&A
Doug & Bud Z…, Real Estate Pro in Placerville, CA
Interest rates are at rock-bottom levels, but that's not helping most Americans with mortgages. And those high-cost loans remain a big drag on the economy, experts say. Roughly 69% of American homeowners… Read more
Blogged Sun Sep 23, 2012 by Doug & Bud Zeller Market Conditions Financing In My Neighborhood
Doug & Bud Z…, Real Estate Pro in Placerville, CA
The Office of the Inspector General at the Federal Housing Finance Agency is trying to find strategic defaulters and collect on what they still owe. Strategic defaulters are often underwater home owners… Read more
Blogged Mon Sep 17, 2012 by Doug & Bud Zeller Market Conditions Financing Property Q&A
Douglas Zell…, Real Estate Pro in El Dorado County, CA
With generous new guidelines from Fannie Mae and Freddie Mac likely to stimulate large numbers of short sales by underwater homeowners, what effect will the sales have on the sellers' credit scores?It's… Read more
Blogged Sun Sep 16, 2012 by Douglas Zeller Home Selling Financing Property Q&A
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Douglas Zell…, Real Estate Pro in El Dorado County, CA
As college students prepare for fall classes, some of their parents or grandparents will be studying up on the real estate markets near campus. Investing in student housing may not only help to reduce… Read more
Blogged Sat Sep 8, 2012 by Douglas Zeller Financing How To...
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Bud Zeller, Real Estate Pro in Placerville, CA
Buying real estate is a good long-term investment for many reasons, some of which have only become apparent in recent weeks. Here are some reasons why: Housing prices rose sharply in May compared with… Read more
Blogged Fri Aug 10, 2012 by Bud Zeller Market Conditions Home Buying Financing
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Douglas Zell…, Real Estate Pro in El Dorado County, CA
Eighty-five percent of Americans say they prefer home ownership over renting, according to a newly released Fannie Mae national housing survey of more than 12,000 interviews from 2011. The study finds… Read more
Blogged Thu Aug 9, 2012 by Douglas Zeller Market Conditions Home Selling Financing
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Bud Zeller, Real Estate Pro in Placerville, CA
Housing experts are predicting a drastic rise in short sales, with an all-time high expected to be reached this year.  The number of short sales has already risen 25 percent during the first quarter… Read more
Blogged Tue Jul 31, 2012 by Bud Zeller General Area Market Conditions Financing
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