30809 : Real Estate Advice

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June Buerkle, Home Buyer in Chattanooga, TN
June Buerkle answered:
My credit score is 450. Can I buy a house?
Yes, if you pay with 100% cash.
0 votes Share Flag Thu Apr 28, 2016 Credit Score in 30809
Kevin Richey, Real Estate Pro in St George, UT
Kevin Richey answered:
how do I get my pictures uploaded?
You can go to your profile page and then to your listings. You can update them, and add pics from there.
0 votes Share Flag Sat May 30, 2015 Home Selling in 30809
Jasmin Bradl…, Real Estate Pro in Augusta, GA
Jasmin Bradley answered:
How is the housing market in Evans, GA? Is it weak like other parts of the county or are they selling homes.?
Evans is HOT, HOT, HOT. The market is absolutely fantastic here.
0 votes Share Flag Thu May 21, 2015 Market Conditions in 30809
Tajmya, Home Buyer in Lawrenceville, GA
Tajmya answered:
I'm looking to purchase a home in iris Glen in Evans GA. does anyone know anything about Crown Communities?
What good is a warranty when they don't honor it. We've bought our home since 07/2014 and are still waiting for Delano Crown Warranty to fix the settling issues we're hav ... more
0 votes Share Flag Wed Mar 18, 2015 Home Buying in 30809
Jennifer Neal, Other/Just Looking in Augusta, GA
Jennifer Neal answered:
I'm looking at several homes for sale in Northridge. The homes I'm interested in are all approx
I would recommend you research the mandatory HOA dues in Northridge and other neighborhoods alike.
Having a real estate agent is key to finding this information out ahead of time.
BT ... more
0 votes Share Flag Thu Jun 26, 2014 Home Buying in 30809
Roy Bush, Both Buyer and Seller in Phoenix, AZ
Roy Bush answered:
Any chance of getting a two years after foreclosure with score of 591?
I had a buyer that wanted to buy a home in Arizona, but he had a Chapter 7 bankruptcy 7 months ago. I introduced a loan program at http://www.cfsflex.com, they allow a mortgage after a ... more
0 votes Share Flag Sun Jul 14, 2013 Home Buying in 30809
Joe Loomer, Real Estate Pro in Augusta, GA
Joe Loomer answered:
My husband and I are looking to rent VERY soon but our credit scores are very low. Mine in the high 400's and his in the mid 500's.
Providing you have references, an explanation of why the scores are where they are, and a satisfactory criminal background check, most property management companies will take your score ... more
0 votes Share Flag Mon Apr 29, 2013 Home Buying in 30809
Laura Boshell, Real Estate Pro in Augusta, GA
Laura Boshell answered:
Looking for Lender in Georgia

First off thank you for your service! As a Reator who specializes in Military famiies, I would suggest a local bank in our area. Typically you can buy approximately 2 years from ... more
0 votes Share Flag Sat Apr 27, 2013 Home Buying in 30809
Thomas McBri…, Real Estate Pro in Evans, GA
Thomas McBride answered:
used to live at this house, beautiful property, cool neighbors. good school environment
Your comment did not disclose the property to which you referred. Will you give me the address?
0 votes Share Flag Mon Jan 14, 2013 In My Neighborhood in 30809
Currie Miller, Real Estate Pro in Evans, GA
Currie Miller answered:
Advice for a volatile and confusing market.
The area that you are trying to purchase in can makea big difference, as the exact condition of the market varies from place to place. For example, in the Augusta/Evans area, we don't ... more
0 votes Share Flag Sat Nov 24, 2012 Home Buying in 30809
Jerry Horn…, Real Estate Pro in Atlanta, GA
Jerry Horn Kathy Gray answered:
Why are so many new and older homes for sale in Riverwood plantation, Evans Ga?
Riverwood plantatation is a beautiful community. At this moment is considered at its peak, so you will start seeing more resale from initial owners. Additionally , you need to know t ... more
0 votes Share Flag Sat Oct 20, 2012 In My Neighborhood in 30809
Lynel Adams,  in Gainesville, GA
Lynel Adams answered:
20% down payment/30 year morgage. I would like to pay an additional $500, will it go toward principle or intererest?
To insure that the payment goes to the principal reduction, you can send 2 checks, one for the normal payment of PITI, and a separate check fort he 500.00 and label it apply towards pri ... more
0 votes Share Flag Tue Aug 28, 2012 In My Neighborhood in 30809
Fred Yancy, Real Estate Pro in Woodstock, GA
Fred Yancy answered:
An additional $500 a month.
Can you please expand on this? What is the question?
0 votes Share Flag Mon Aug 27, 2012 General Area in 30809
Hank Miller, Real Estate Pro in Alpharetta, GA
Hank Miller answered:
If house is listed below current tax assessed value could you still make an offer lower than asking price? Scenario 400k asking 415 tav offer~375k
now relax and pop the top on a beer! Have a look - http://hounddogrealestate.com/about-hound-dog/how-do-you-find-real-estate-agent/

0 votes Share Flag Thu Dec 29, 2011 General Area in 30809
James Ryan, Real Estate Pro in Leesburg, VA
James Ryan answered:
VA vs FHA loan. What's best if I have 20-30% for a down payment?
Good morning RS....

Just got this question this morning....and without any doubt, conventional is the way to go. Thanks for your service to our country.

0 votes Share Flag Sun Nov 13, 2011 Financing in 30809
Tommy Stephe…, Real Estate Pro in Augusta, GA
Tommy Stephenson answered:
What does my credit score have to be to get a home loan?
Wells Fargo can go as low as a 600 score and you will not have to pay additional down payment money. There are programs available that you can go lower than that but will cost you sligh ... more
0 votes Share Flag Fri Aug 12, 2011 Credit Score in 30809
Greg Scott, Home Seller in Grovetown, GA
Greg Scott answered:
If renting a home in the Evans area requires a good to excellent credit rating, why would anyone chose to rent? They could buy a home for a lot less?
Rose I currently have a home for sale in the Grovetown area with a lease purchase option, the home address is 745 Michelle Ct and it is in the Pamir Place Subdavision,if you are intere ... more
0 votes Share Flag Wed Aug 10, 2011 Home Buying in 30809
Ken Cook,  in Atlanta, GA
Ken Cook answered:
Can I get a free appraisal of my home?
The "why you want to know" is very important. A CMA or Broker's Price Opinion cannot be used to secure a loan. It may, however, be used to fight city hall.
0 votes Share Flag Thu May 5, 2011 Home Selling in 30809
Daniel, Home Seller in All Saints, Sioux Fa...
Daniel answered:
I am desperately seeking an FHA 203(k) loan in columbia county. Are there any local lenders that provide this type of financing?
Attention Sir/Madam:

We are Loan Organization formed to help people in needs of helps,such as financial help.So if you are going through financial difficulty or you are in any financ ... more
0 votes Share Flag Fri Oct 9, 2009 Financing in 30809
Hank Miller, Real Estate Pro in Alpharetta, GA
Hank Miller answered:
Selling short and are looking for creative alternatives to make good the debt. Only assets other real estate.
From 30,000 feet up and not close in I'd say slim to none. I know of no lenders looking to take property in lieu of cash, especially lots. If those are free and clear then you might scr ... more
0 votes Share Flag Thu Jul 16, 2009 Home Selling in 30809
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