Home Insurance in Essex County : Advice

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Courtney Tri…, Other/Just Looking in Sea Bright, NJ
Courtney Trivino answered:
newly purchased homes with underground oil tanks in Caldwell, nj
ProGuard Insurance the only one around located in PA
0 votes Share Flag Fri Jun 26, 2015 Home Insurance in 07006
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
What is an annual insurance cost of an older brick home in South St.Louis,MO?
For an accurate picture of costs, contact a few local insurance agencies and ask for free estimates based on your needs....
0 votes Share Flag Fri Aug 30, 2013 Home Insurance in West Orange
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
How do I figure out what percentage of the FMV of my home is for my garage?
There is a way to determine this, without spending any money:
Go down to your nearest IRS office and ASK them.
I have found them to be manned by humans.
0 votes Share Flag Fri Feb 8, 2013 Home Insurance in Belleville
Marsha Bowen…, Real Estate Pro in Maplewood, NJ
Marsha Bowen-Washington answered:
What's the average yearly insurance cost on a $250,000.00 house located in West Orange, NJ?
Anywhere between $800 to $1000 depending on variables like busy street, type of materials the house was built with and a detached or attached garage.
1 vote Share Flag Fri Sep 14, 2012 Home Insurance in West Orange
Donald Steve…, Real Estate Pro in Riverside County, CA
Donald Stevens 909-428-0503 answered:
Doesnt lenders buy insurance policies on mortgages?
You may be thinking of insurance that is paid as part of your mortgage payment. Mortgage companies may set up an escrow account that you pay as part of your mortgage payment and they fo ... more
0 votes Share Flag Thu May 24, 2012 Home Insurance in 07004
Marsha Bowen…, Real Estate Pro in Maplewood, NJ
Marsha Bowen-Washington answered:
does the mortgage company get paid if i stop paying the payments?
If you stop making payments, neither the mortgage company or servicer gets paid. The exception in most cases is the lender will continue to pay the property taxes and hazard insurance ... more
0 votes Share Flag Tue May 8, 2012 Home Insurance in 07004
Lyle Wolf, Real Estate Pro in Rockaway, NJ
Lyle Wolf answered:
Does anyone know what insurance companies will provide coverage for homes with in-ground oil tanks?

You must have the seller remove the tank before you close on the home. You do not want insurance, you want the home without the tank. Are you getting a mortgage? Most lenders ... more
0 votes Share Flag Sat Feb 12, 2011 Home Insurance in Caldwell
Ruth and Per…, Real Estate Pro in Los Gatos, CA
Ruth and Perry Mistry answered:
Will my Geico insurance pay for a special assessment by my condo? We have to fix the bldg due to builder's negligence (we are suing).
Regretfully, Geico will not cover unless you have coverage for special assessments.

Now let's say you had a leak in your unit, then Geico would cover, but since it is a leak in ... more
0 votes Share Flag Sat Jan 1, 2011 Home Insurance in 07018
203k Contrac…, Real Estate Pro in Phoenix, AZ
203k Contractor Program answered:
What is the maximum loan amount on a 203k in Essex County NJ?
The FHA maximum loan amount in Essex County NJ is $729,750 for a one family dwelling and up to $1,403,400 for a 4-family dwelling in Essex County NJ. You can click this link https://ent ... more
0 votes Share Flag Fri Sep 17, 2010 Home Insurance in 07003
Ian A. Wolf,…, Real Estate Pro in Morristown, NJ
Ian A. Wolf, ABR SFR answered:
Hi its Cleo- They have no inclome to support expenses on the house no point in trying selling. ( please see below additional question details)
The lender may put a policy in place at the owners expense and it may only cover the banks interest for replacement value. It is important to note that it may not protect the owners fro ... more
0 votes Share Flag Fri Sep 10, 2010 Home Insurance in 07006
Martha Hines…, Real Estate Pro in Montclair, NJ
Martha Hines Kolko answered:
closing on a 203k loan tomorrow for a property in montclair nj (was suppose to be "closing" since May) today i was told our $900 quote for
I use John Wilkens of the Robert Wilkens Insurance Agency. John@wilkensagency.com or 201-343-1741. Good luck!
0 votes Share Flag Sat Aug 7, 2010 Home Insurance in 07042
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