Financing in Englewood : Real Estate Advice

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Robert McGui…, Real Estate Pro in Denver, CO
Robert McGuire answered:
My husband and I had to file bankruptcy in January due to a business failure. We are both working full time. Can we qualify for a mortgage?
Rene,

The rule is 2 years after the bankruptcy is discharged. In certain unique hardship situations, I have seen FHA waive a year and allow a purchase after 1 year from the discharge ... more
0 votes Share Flag Sat Oct 20, 2012 Financing in Englewood
Robert McGui…, Real Estate Pro in Denver, CO
Robert McGuire answered:
Do you still have to wait the 2 years after BK when you have a co-signer?
Rene,

It would be nice if you didn't, but yes, you still have to wait at least 2 years after bankruptcy to qualify even with a co-signer. I have had a couple of clients that presente ... more
0 votes Share Flag Sat Oct 20, 2012 Financing in Englewood
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