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Lisa Schile…, Real Estate Pro in Windsor, CT
Lisa Schile Orme answered:
I have a mortgage with an ex girlfriend. She is still living at the house and paying for it too. Would I be able to get another mortgage of my own?
I see below that Jill (the only Connecticut lender who has answered your question so far) says that you may be able to get another mortgage of your own. There are many variables that c ... more
0 votes Share Flag Fri Apr 4, 2014 Financing in 06082
Julie Paul, Real Estate Pro in Longmeadow, MA
Julie Paul answered:
I need to find a rental accommodation in Enfield, CT or surrounding areas within a 20 mile radius (could be in MA or CT).
I have a 2 bedroom Ranch in southern Enfield. It has been freshly painted updated new kitchen. Laundry off kitchen
the rent is 1250 including heat, hot water electric. I can be reac ... more
0 votes Share Flag Thu Apr 3, 2014 Rentals in 06082
Lisa Schile…, Real Estate Pro in Windsor, CT
Lisa Schile Orme answered:
Good Day my name is john m I was looking at 32 parker st in enfield ct it needs a lot of work and no one has live in it for many years.
Asking price does not always equate to what the bank will accept when offers are presented. The bank is generally looking for the highest guarantee that the sale will actually close wit ... more
0 votes Share Flag Tue Nov 12, 2013 Foreclosure in 06082
Fran Rokicki, Real Estate Pro in Manchester, CT
Fran Rokicki answered:
How can a mortgage broker offer a rate for a chfa loan that is less than chfa itself?
I would need to know more about the program, within CHFA, that this banker is offering to you. There are communitties, throughout Ct, that have what they title as, Pilot Programs. In ... more
0 votes Share Flag Fri Sep 16, 2011 Financing in 06082
Vincent Carr…, Real Estate Pro in New York
Vincent Carrieri answered:
Thank you Natale, we were told by a mortgage broker we qualify for more of a mortgage. I am just hesitant because I do not want to lose another home.
Just because you qualify for a higher mortgage amount does not mean that you should buy a house that you can not afford comfortably. Pre approvals do not take into concideration real l ... more
0 votes Share Flag Mon Apr 11, 2011 Financing in 06082
Andrea Rodri…, Real Estate Pro in Hartford, CT
Andrea Rodriguez 860-331-5156 answered:
can a chfa loan be obtained for a foreclosure auction like hudson and marshall?
The best advice I can give is to consult a loan officer and an attorney for this case and is very, very risky, if you do not understand the whole procedure into foreclosure, because you ... more
0 votes Share Flag Mon Apr 11, 2011 Financing in 06082
Natale Terra…, Real Estate Pro in Newington, CT
Natale Terranova, Jr answered:
How do we determine wether to get a loan from a bank or a broker? A bank will offer to finance less of a loan than a broker.
Valerie,

I agree the first answer is very good. I do want to mention that bank loan officers are on a commission and would love that deal to close for them, ( I don't know many ... more
0 votes Share Flag Mon Apr 11, 2011 Financing in 06082
Natale Terra…, Real Estate Pro in Newington, CT
Natale Terranova, Jr answered:
what is the likelihood of purchasing a home that is in move in condition in connecticut for 75,000.00 or less?
Are you looking at the $75k max threshold because that is the mortgage you can qualify for? If not you should speak to a mortgage loan officer to determine how much of a home you really ... more
0 votes Share Flag Mon Apr 11, 2011 Financing in 06082
Seth Winklem…, Real Estate Pro in Plainville, CT
Seth Winkleman answered:
Can chfa loans be obtained for buying homes at auction like a hudson and marshall auction?
You would have to get a loan secured before you put in an offer. The bank requires a cashiers check as a deposit. Foreclosures are very risky. You have to make sure all their taxes h ... more
0 votes Share Flag Sun Apr 10, 2011 Financing in 06082
Candace Lipi…, Real Estate Pro in Fairfield County, CT
Candace Lipira answered:
Thanks for all the answers! Common sense tells me to take the advice of the agents who best understood my question in the first place!
I never answered from what I can see any questions you have posted. I would recommend finding a great agent and have them put you on Listingbook. A great tool that reflects the MLS in r ... more
0 votes Share Flag Sun Apr 10, 2011 Financing in 06082
Gerry Davign…, Real Estate Pro in 01001
Gerry Davignon answered:
How do you find out what is owed on a house to assume the mortgage?
Hi Carla. You would need to contact the Mortgagor, or the person that pays the mortgage. There is a lot of information that is available to the public, but Mortgage balance is not inclu ... more
0 votes Share Flag Wed Jul 1, 2009 Financing in 06082
Carla, Home Seller in Enfield, CT
Carla answered:
Is there a way to list my FSBO in Enfield CT on Trulia without a realtor?
In response to all realtors who feel I should list my home - I was a realtor and I have chosen to list it myself. Just looking for an answer from the friendly realtors and not a lecture ... more
0 votes Share Flag Wed Jan 7, 2009 Using Trulia in 06082
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