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LISA ORME, Real Estate Pro in Windsor, CT
LISA ORME answered:
I have a mortgage with an ex girlfriend. She is still living at the house and paying for it too. Would I be able to get another mortgage of my own?
I see below that Jill (the only Connecticut lender who has answered your question so far) says that you may be able to get another mortgage of your own. There are many variables that c ... more
0 votes Share Flag Fri Apr 4, 2014 Financing in 06082
Julie Paul, Real Estate Pro in Longmeadow, MA
Julie Paul answered:
I need to find a rental accommodation in Enfield, CT or surrounding areas within a 20 mile radius (could be in MA or CT).
I have a 2 bedroom Ranch in southern Enfield. It has been freshly painted updated new kitchen. Laundry off kitchen
the rent is 1250 including heat, hot water electric. I can be reac ... more
0 votes Share Flag Thu Apr 3, 2014 Rentals in 06082
Michael Rein…, Real Estate Pro in Enfield, CT
Michael Reinhard answered:
Are mortgage credit certificates available in Enfield, CT?
There is a first time home buyer program for Enfield, CT that started again this year.
www.enfield-ct.gov/filestorage/91/12798/788/FTHB_Guide.pdf?

Do a web search for Enfield first ... more
0 votes Share Flag Tue Mar 11, 2014 Home Buying in Enfield
LISA ORME, Real Estate Pro in Windsor, CT
LISA ORME answered:
Good Day my name is john m I was looking at 32 parker st in enfield ct it needs a lot of work and no one has live in it for many years.
Asking price does not always equate to what the bank will accept when offers are presented. The bank is generally looking for the highest guarantee that the sale will actually close wit ... more
0 votes Share Flag Tue Nov 12, 2013 Foreclosure in 06082
Michael Rein…, Real Estate Pro in Enfield, CT
Michael Reinhard answered:
I was wondering if 20 Roy St enfield ct is for sale currently cause I thought it was under deposit is it or not? Would like to know thanks?
Just checked. It is still for sale. You can contact me at 860-798-8929 for a showing.
0 votes Share Flag Fri Apr 13, 2012 Home Buying in Enfield
Carol Hall, Real Estate Pro in 06082
Helpful information for Enfield Homeowner for your Fall Leave Clean Up. On October 31, 2011, The Enfield curbside bagged or contained leaf and yard waste collection program will begin. The entire town-wide… Read more
Blogged Tue Oct 11, 2011 by Carol Hall Home Selling
No comments Be the first to Comment
Fran Rokicki, Real Estate Pro in Manchester, CT
Fran Rokicki answered:
How can a mortgage broker offer a rate for a chfa loan that is less than chfa itself?
I would need to know more about the program, within CHFA, that this banker is offering to you. There are communitties, throughout Ct, that have what they title as, Pilot Programs. In ... more
0 votes Share Flag Fri Sep 16, 2011 Financing in 06082
Vincent Carr…, Real Estate Pro in New York
Vincent Carrieri answered:
Thank you Natale, we were told by a mortgage broker we qualify for more of a mortgage. I am just hesitant because I do not want to lose another home.
Just because you qualify for a higher mortgage amount does not mean that you should buy a house that you can not afford comfortably. Pre approvals do not take into concideration real l ... more
0 votes Share Flag Mon Apr 11, 2011 Financing in 06082
Andrea Rodri…, Real Estate Pro in Hartford, CT
Andrea Rodriguez 860-331-5156 answered:
can a chfa loan be obtained for a foreclosure auction like hudson and marshall?
The best advice I can give is to consult a loan officer and an attorney for this case and is very, very risky, if you do not understand the whole procedure into foreclosure, because you ... more
0 votes Share Flag Mon Apr 11, 2011 Financing in 06082
Natale Terra…, Real Estate Pro in Newington, CT
Natale Terranova, Jr answered:
How do we determine wether to get a loan from a bank or a broker? A bank will offer to finance less of a loan than a broker.
Valerie,

I agree the first answer is very good. I do want to mention that bank loan officers are on a commission and would love that deal to close for them, ( I don't know many ... more
0 votes Share Flag Mon Apr 11, 2011 Financing in 06082
Natale Terra…, Real Estate Pro in Newington, CT
Natale Terranova, Jr answered:
what is the likelihood of purchasing a home that is in move in condition in connecticut for 75,000.00 or less?
Are you looking at the $75k max threshold because that is the mortgage you can qualify for? If not you should speak to a mortgage loan officer to determine how much of a home you really ... more
0 votes Share Flag Mon Apr 11, 2011 Financing in 06082
Seth Winklem…, Real Estate Pro in Plainville, CT
Seth Winkleman answered:
Can chfa loans be obtained for buying homes at auction like a hudson and marshall auction?
You would have to get a loan secured before you put in an offer. The bank requires a cashiers check as a deposit. Foreclosures are very risky. You have to make sure all their taxes h ... more
0 votes Share Flag Sun Apr 10, 2011 Financing in 06082
Candace Lipi…, Real Estate Pro in Fairfield County, CT
Candace Lipira answered:
Thanks for all the answers! Common sense tells me to take the advice of the agents who best understood my question in the first place!
I never answered from what I can see any questions you have posted. I would recommend finding a great agent and have them put you on Listingbook. A great tool that reflects the MLS in r ... more
0 votes Share Flag Sun Apr 10, 2011 Financing in 06082
Rob Rosa, Real Estate Pro in Wethersfield, CT
This home is a great opportunity with the FHA loan (only 3.5% down).  Updated kitchen and pool in large yard.  View this link:  http://robrosa.point2agent.com/Listing/VirtualTour.ashx?ListingID=30099817… Read more
Blogged Tue Dec 21, 2010 by Rob Rosa Home Selling
No comments Be the first to Comment
Dawn Nostin, Real Estate Pro in Connecticut
Dawn Nostin answered:
Real Estate purchase: Can I receive more credit towards repair even though I am already receiving the full 6% credit towards closing costs?
I would address repairs now and have them done prior to closing. Most banks only allow the 6% closing cost credit at the closing if you have more than 6% a red flag could go up and caus ... more
0 votes Share Flag Thu Jun 17, 2010 Home Buying in Enfield
Jordan Muela, Real Estate Pro in Austin, TX
Jordan Muela answered:
what do i need to start my own property management company?
You need to to check with the real estate board in your state to find out if A) You need to have a broker's license and B) if there are any other requirements.
0 votes Share Flag Fri Oct 23, 2009 Tech Tips in Enfield
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
I have been attempting to purchase a home in need of rehab since May and am supposedly in the final stages of
FHA 203k loans require a lot of up front proactivity and management by the loan officer. The can go reletively smooth if you have all your ducks in a row up front. It can be a great l ... more
0 votes Share Flag Wed Jul 29, 2009 Financing in Enfield
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