Financing in Ellicott City : Real Estate Advice

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Jeanne Feeni…, Real Estate Pro in Basking Ridge, NJ
Jeanne Feenick answered:
I know that owner's title insurance is optional. Is it worth buying this owner's title insurance? If so, why?
Yes, title insurance insures "the past" and you surely want to be sure that clear title is conveyed to you!

Best,
Jeanne Feenick
Unwavering Commitment to Service
0 votes Share Flag Mon Jun 20, 2011 Financing in Ellicott City
Ben  Fox, Real Estate Pro in Washington, DC
Ben Fox answered:
can we pay of our loan quickly? will it reduce the intrest amount? if so how
Ellie-

I have been lending for 15 years and I spelled "principal" like "principle". ; )
0 votes Share Flag Tue May 3, 2011 Financing in Ellicott City
Jessica Hood…, Real Estate Pro in Gambrills, MD
Jessica Hood & Laura Roskelly answered:
appraisel
Hi Cassandra,

In order to determine that the home (asset) that the bank is giving the loan on is valued at or above the purchase price, the bank sends out an independent appraiser to ... more
0 votes Share Flag Fri Apr 15, 2011 Financing in Ellicott City
Cher Varnum-…,  in Ellicott City, MD
Cher Varnum-Glenn answered:
My credit score is 780 and am planning to buy a townhome/condo in Ellicott City, MD. My lender told me that
Hello Prasad, very nice to see that you are asking a lot of questions regarding buying a house. You should look for a buyer's agent so you can get personalized service. All Realtors ... more
0 votes Share Flag Sat Jun 27, 2009 Financing in Ellicott City
Daniel Casta…, Real Estate Pro in Lynchburg, VA
Daniel Castagna answered:
I recently put in an offer for a town home/condo unit in Ellicott City and am ready to put down 20%. My FICO
Hi Prasad,

this is a great question. Many people do not know there are LLPA (loan lever price adjustments) for Fannie Mae loans. Your scores are fantastic, so no hit for those. Pu ... more
0 votes Share Flag Wed Jun 10, 2009 Financing in Ellicott City
George Belle…, Real Estate Pro in Ellicott City, MD
George Belleville answered:
I am a first-time home buyer in MD and would like to know whether I am exempted from paying the MD state
Yes you are. In fact, the market being what it is, most first-time buyers are paying almost no closing costs or transfer taxes in most transactions. Since you do not have a home to se ... more
0 votes Share Flag Wed Jun 10, 2009 Financing in Ellicott City
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