El Toro : Real Estate Advice

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Nicole Fedor…, Real Estate Pro in Santa Ana, CA
Nicole Fedorchek answered:
Can I use my 401K money for a down payment on a home?
Hi,
Yes, this can be done, but please check with your Plan Administrator for the details. Also, there are some down-payment assistance programs avaialble to you, if you qualify. I can ... more
0 votes Share Flag Sun Jan 10, 2016 Home Buying in 92630
Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
Can a mortgage lender ask if you are related to your employer?
It is sounding like the underwriter is a bit overbearing to me. But you may want to just answer the questions and close your loan.
0 votes Share Flag Thu Jun 4, 2015 Financing in 92630
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
I need help finding a house for rent for my family. Both my fiance and my 3 year old son have a heart condition, so it needs to be a clean place.
I feel for you but you probably won't find much help on this site. You can call property managers, or agents that special in rentals. Best of luck to you.
0 votes Share Flag Fri May 15, 2015 For Rent in 92630
Cheryl Pelle…, Real Estate Pro in Long Beach, CA
Cheryl Pellettieri answered:
I am considering purchasing a home in Lake Forest, CA. Do all homes have lake membership?
In the city of Lake Forest there are two lakes. Hidden Lakes aka: Sun & Sail I located off of Rockfield Dr. and Lake Forest Keys aka: Sun & Sail II located off of Lake Forest Dr. Not a ... more
0 votes Share Flag Mon Mar 30, 2015 Home Buying in 92630
Daril Lee Lev, Home Buyer in Bradenton, FL
Daril Lee Lev answered:
Do you handle any rental properties that accept a Section 8 voucher? I am a well-educated retired person who has just outlived her resources.
Emerald Court Apartments in lake Forest Ca. accepts Section 8 vouchers
0 votes Share Flag Thu Mar 19, 2015 For Rent in 92630
Cheryl Pelle…, Real Estate Pro in Long Beach, CA
Cheryl Pellettieri answered:
How do I place a bid on a forclosure property in CA?
It is not that different from a standard purchase. Find a lender and apply for a mortgage, unless you will be paying cash for the home. Hire a real estate agent. Most lenders will only ... more
0 votes Share Flag Wed Aug 27, 2014 Foreclosure in 92630
Calvin Mackey, Real Estate Pro in Mission Viejo, CA
Calvin Mackey answered:
with a final walk-thru with the potential new owner-can you still have furniture in the house until they actually take posession ?
Unless the contract stated that the home was to be completely vacant during the walk through having the furniture there should not be an issue. The walk thru is to confirm the overall c ... more
0 votes Share Flag Wed May 21, 2014 Home Selling in 92630
Calvin Mackey, Real Estate Pro in Mission Viejo, CA
Calvin Mackey answered:
I want to list a house by owner... how do I do this??
Hi Carol,

As previously mentioned, for sale by owner listings are not allowed on Trulia. If your goal is to cut cost and save money give me a call to discuss my full service 1% list ... more
0 votes Share Flag Wed May 21, 2014 Home Selling in 92630
Diana Hellman, Real Estate Pro in Larchmont, NY
Diana Hellman answered:
when a house is listed as pending with backup offers accepted.. what does that really mean? Is there any real possibility of still being able to buy?
Once a home is listed as pending, it is unconditional. It is highly unusual for there to be back up offers at this time. I am sure there are situations where the sale does not go throug ... more
0 votes Share Flag Tue May 6, 2014 Foreclosure in 92630
Robert Adams, Real Estate Pro in Henderson, NV
Robert Adams answered:
I am a cash buyer & I went to the listing agent for the house I wanted. Is that an advantage ? What do I do now? I'm a 1st time buyer!
I would recommend getting your own buyer agent to represent you to avoid any conflict of interest. The seller pays for the buyer agents commission so you get buyer representation for fr ... more
1 vote Share Flag Tue May 6, 2014 Home Buying in 92630
Dave Gubler, Real Estate Pro in Foothill Ranch, CA
Dave Gubler answered:
Does anyone know when Melo Roos expires in Foothill Ranch?
The S3 Mello-Roos has no specified end date; however the bonds that have been issued thus far are scheduled to mature in 2019. Even though the bonds will mature, the district still has ... more
0 votes Share Flag Fri May 2, 2014 Home Buying in 92610
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
I am interested in mobile homes except 55 in South Coast Metro area and surroundings 5-8 miles. Where are such communities and which one is the best?
Do you want a lease land or resident owned manufactured home community? We're a real estate broker, manufactured home dealer and also a general and manufactured home contractor with 3 d ... more
0 votes Share Flag Fri Feb 21, 2014 Home Buying in 92630
Jason Risley, Real Estate Pro in Irvine, CA
Jason Risley answered:
I am cash buyer I will put a backup offer. they asked to deposit 25% of the price. Is that correct? What should be the amount to deposit?
Hi Tim,

The deposit is normally $5K for homes under $300K. For homes, under $700K, I would use $10K. For homes, over $700K, I would use between $20K to $50K.

The larger your depos ... more
0 votes Share Flag Tue Jan 28, 2014 Home Buying in 92630
Grant Loel, Real Estate Pro in Irvine, CA
Grant Loel answered:
$99 daily extra fee written into contract as extra charge till escrow closes!.Under what conditions is the buyer considered responsible as "late?
The conditions are contained in the agreement on one of the pages you signed or initialed. If you cannot determine if you are responsible for the late fee then ask your realtor to expla ... more
0 votes Share Flag Sun Dec 22, 2013 Home Buying in 92630
Gareth Davies, Real Estate Pro in Laguna Niguel, CA
Gareth Davies answered:
I hear on the television and media that there are many more homes than buyers right now. When we go out and?
Fast forward to May, 2013 and it seems there are more buyers than homes. The drop in home prices and the lower interest rates have turned the market around a little and prices have head ... more
0 votes Share Flag Thu May 9, 2013 Home Buying in 92630
Gareth Davies, Real Estate Pro in Laguna Niguel, CA
Gareth Davies answered:
Why are homes long since pending or 'back up offer' still on list of available homes.?
As an agent there are two selections we can make once we have put a home into escrow. The first is back up offers and the second is pending sale. I typically put my listings into "back ... more
0 votes Share Flag Thu May 9, 2013 Home Buying in 92630
Bob Phillips, Real Estate Pro in Rancho Santa Margarita...
Bob Phillips answered:
How much should be the amount to deposit for a backup offer in San Francisco, CA?
Try 110% - that should perk up their ears! ( Of course, CAR forms limit liquidated damages to no more than 3%, should you later default.)

In all seriousness, 3% should be the maximum ... more
0 votes Share Flag Sun Mar 17, 2013 Foreclosure in 92630
Donald Steve…, Real Estate Pro in Fontana, CA
Donald Stevens answered:
is it obligatory in San Francisco?
Yes it is obligatory, expecially in San Francisco. lol.
0 votes Share Flag Thu Mar 14, 2013 Home Insurance in 92630
John Jacobs, Real Estate Pro in Laguna Woods, CA
John Jacobs answered:
How do I know who actually bought my condo and when I have to be out?
All good answers from the agents below. I would second Mike's note that you may be wise to check with an attorney to make sure that your rights are protected.

Check out Legalshield. ... more
0 votes Share Flag Tue Feb 5, 2013 Foreclosure in 92630
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