You might visiting my website at http://midTNhometeam.com. There, on the Buying tab, you will find lots of great widgets. One will allow you to discover how much house you can afford. Another will help you discover how your credit score is determined. After you've read up on a few of these initial issues, then call a Realtor in your area. He/she will be more than happy to help answer the questions that will certainly come up.... more
The steps are very easy first thing is getting per approved. Then use me to find your home ;) I can get you with a lender and so on. Email me so we can chat about what you need to do. Chrisrojas@sellersbuyers.com... more
I'm sorry that you have been unsuccessful in your hunt for a new home. One of the keys to finding the right house is a thourough home buyer counselling session, to determine your wants and needs. This counseling session should also talk about expectations for both the buyer and the REALTOR. I have known buyers that were never satisfied (and I'm not saying that you are like this) because they wanted the perfect home. And there is no such thing. We have to decide what is really important to you and what you could do without if push came to shove. That being said, if you would like to set up an initial consultation session, no strings attached and no obligation, let me know. 9153295868. Best of luck to you.... more
The best thing for you to do is talk with a lender. They have different criteria for figuring out your credit score, so it might be better or it might be worse. I currently don't know of anyone that loans on a score that is lower than 580. A lender can also give you advise on how to help you get your credit score where it needs to be. You could also look for owner financing and see if that might work for you. I wish you much success!!