Home Buying in El Cerrito : Advice

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Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
Rent vs buy
The best way to compare rent vs. buy is to first look at average rents for a similar property vs. your mortgage + taxes + insurance (PITI) on a purchase. Two major factors to look at w ... more
0 votes Share Flag Wed Sep 10, 2014 Home Buying in 94530
Baron Chestn…, Real Estate Pro in San Francisco, CA
2% cash rebates for home buyers and 2% commission discounts for home sellers with the Baron!These days, there are thousands of websites that allow the public to search real estate listings (homes for sale).… Read more
Blogged Thu Jun 12, 2014 by Baron Chestney Market Conditions Home Buying Home Selling
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Dorothy Coak…, Home Buyer in Davis, CA
Dorothy Coakley answered:
New construction in El Cerrito
Two lots in our hillside community sold in 2004 having been on the market for the first time in 50 years. The consortium that built these "spec" houses alienated the surrounding neighbo ... more
0 votes Share Flag Tue Jun 3, 2014 Home Buying in El Cerrito
Darrell Cara…, Other/Just Looking in Richmond, CA
Darrell Caraway Architect AIA answered:
I am interested in buying a home in the East Bay, CA. If I had a co-signer for the Mortgage that owns a home could I still qualify for the $8000?
This is out of date (above) , but currently you need about 1/3 of the cost of a project to get a loan for the balance, fixed, at 3% or even lower. If a qualified person like you mention ... more
0 votes Share Flag Tue Sep 25, 2012 Home Buying in El Cerrito
Darrell Cara…, Other/Just Looking in Richmond, CA
Darrell Caraway Architect AIA answered:
What's the average rent for a 1,700sq single house in El Ceritto,CA?
2 thousand or a little more. Why don't you build a new house if you can afford that you can afford a new house? If you use an Architect and do it on budget you can get a house of your o ... more
0 votes Share Flag Tue Sep 25, 2012 Home Buying in El Cerrito
Darrell Cara…, Other/Just Looking in Richmond, CA
Darrell Caraway Architect AIA answered:
where can i find a Trulia agent to help me to buy such house?
I see places all the time that are going through this process. I would buy and help you buy if you need guidance. As an Architect, it is not impossible to navigate the process, finding ... more
0 votes Share Flag Tue Sep 25, 2012 Home Buying in 94530
Darrell Cara…, Other/Just Looking in Richmond, CA
Darrell Caraway Architect AIA answered:
There's a property I've always liked. It is not for sale, but I want to contact the owner to see if he might be interested in selling. How?
It is listed on records and you can call them or write them or go to their address and ask them, or an email address will be available in some records in the county and online. It is do ... more
0 votes Share Flag Tue Sep 25, 2012 Home Buying in 94530
Darrell Cara…, Other/Just Looking in Richmond, CA
Darrell Caraway Architect AIA answered:
I want to live in my investment
Nothing wrong with the idea. Why don't you build instead of buying though. Its cheaper. Especially with an Architect that sets the budget with you. The existing properties are always go ... more
0 votes Share Flag Tue Sep 25, 2012 Home Buying in 94530
Darrell Cara…, Other/Just Looking in Richmond, CA
Darrell Caraway Architect AIA answered:
I claimed Chap. 7 24 months ago. My credit is 660. Is there a way to potential get approved for a FHA loan?
I think you have to wait seven years.
0 votes Share Flag Tue Sep 25, 2012 Home Buying in 94530
Darrell Cara…, Other/Just Looking in Richmond, CA
Darrell Caraway Architect AIA answered:
Should we proceed with foreclosure purchase on property that currently has lis pendens filed by the seller (bank) against prior owner?
Sounds like it is too early. The owners still have a chance to pay up and make their project work for them. It will be able to be sold next, but not until it is cleared the bank selling ... more
0 votes Share Flag Tue Sep 25, 2012 Home Buying in El Cerrito
Todd, Real Estate Pro in Kensington, CA
1) Interest rates are at historic lows.  Rates are hovering around 4% for 30 year fixed rate loans.  By locking in a rate on a purchase now, you protect yourself from inflation (which many experts… Read more
Blogged Fri Aug 26, 2011 by Todd Home Buying
Bill Fletcher, Real Estate Pro in Berkeley, CA
While most of the Bay Area housing market has stabilized or has taken a small dip over the past few months, the city of El Cerrito has shown a steadily decline in housing prices and a steady increase… Read more
Blogged Mon Jun 6, 2011 by Bill Fletcher Home Buying Home Selling
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Kamal Randha…, Real Estate Pro in California
Kamal Randhawa answered:
East Bay area REO and Foreclosure auction.
Hello Rishwin,

Usually the prices you see that are too low to be true, is the default amount. Sometimes, the default amount is corrected but if not, the bank holds an auction. At th ... more
0 votes Share Flag Sun May 2, 2010 Home Buying in 94530
Catherine Kr…, Real Estate Pro in El Cerrito, CA
Catherine Krueger answered:
how can i buy such forceclolsed house?
I am assuming you are talking about a home that is already foreclosed upon and not one that is in foreclosure because for those you can contact the owners or go to the court steps in Ma ... more
0 votes Share Flag Fri Jun 19, 2009 Home Buying in 94530
Bob Georgiou, Real Estate Pro in Walnut Creek, CA
Bob Georgiou answered:
Anyone know of buyers' agent in East Bay with experience and success at SHORT SALES who could help us?
The success of a short sale is in the hands of the listing agent moreso than it is as a buyer. The fact that there are too many variables to control should be reinforced since the bank ... more
0 votes Share Flag Mon Jun 15, 2009 Home Buying in 94530
Andy, Other/Just Looking in California
Andy answered:
What are the requirements to get the $8,000 tax refund that is supposedly available to first time home buyers?
Julie,

Krista has the better summary. And she also mention the Government programs. You may obtain either State or local support. Also FHA may be helpful but usually FHA lenders ask ... more
0 votes Share Flag Wed Mar 11, 2009 Home Buying in 94530
Frank Spencer, Real Estate Pro in Corona, CA
Frank Spencer answered:
is 5431 hillside sold?
Hi Silva,
As Krista mentioned that home is currently pending. There are a number of like properties in the area for sale in the area in a variety of price ranges. If this home is parti ... more
0 votes Share Flag Fri Feb 20, 2009 Home Buying in El Cerrito
Eric H Wong, Real Estate Pro in Berkeley, CA
Eric H Wong answered:
I am trying to find out more information on a home which is located in Richmond Street, El Cerrito CA 94530
Simon;
Check Bernard's answer to your question about the Everett Street property. His answer applies to this property as well.
0 votes Share Flag Sun Dec 28, 2008 Home Buying in El Cerrito
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